Licensed Loan Officer - REMOTE - San Diego, California

True Financial Lending; San Diego (CA); Remote; USD 90,000 - 150,000; Full time

Benefits offered by this job

Remote flexibility

Job summary

True Financial is a fast-growing mortgage lender with a dynamic, high-energy, startup-like culture. This inside sales role centers on closing residential and commercial loans using live leads delivered daily, with remote flexibility and a headquarters in Southfield.

As a Mortgage Loan Officer, you will evaluate borrowers, guide applications through pre-approval, and collaborate with processing and underwriting to close loans promptly.

Qualifications

• 1–2 years of experience originating residential mortgage loans.
• Active NMLS license in good standing.
• Proven success in a call center or high-volume inside sales environment.
• Strong communication, negotiation, and relationship-building skills.
• Proficiency with standard mortgage industry software.

Responsibilities

• Receive live-transfer leads from appointment setters and build rapport.
• Evaluate borrower profiles and recommend suitable residential mortgage products.
• Lead sources provided: inbound, transfers, outbound.
• Guide clients through the initial application and pre-approval process.
• Collaborate with processing and underwriting to ensure timely loan closures.
• Maintain a high closing ratio while delivering exceptional customer service.

Skills

Communication skills

Negotiation

Relationship-building

Inside sales

Call center experience

Tools

Mortgage industry software

Job description

About Us

True Financial is a fast-growing mortgage lender with a dynamic,

True Financial is a fast-growing mortgage lender with a dynamic, ground-floor opportunity. We offer a high-energy, start-up feel backed by solid operational support. You will focus solely on closing deals, not hunting for business. We are seeking experienced, licensed Mortgage Loan Officers for our Headquarters in Southfield. Our dedicated team of appointment setters transfers live leads directly to your desk daily. This is a full-time, inside sales role requiring a proven track record of closing residential and/or commercial loans.

What We Offer

• Amazing On-Target Earnings (OTE): Uncapped, aggressive commission structure built for top producers.
• GET PAID: Multiple flexible pay plans for discussion - New Loan Officers - Get Paid AT FUNDING while you build your pipeline - Receive a commission check FAST
• Warm Live Transferes, Prescreened Leads, and Organic Social Media Marketing
• Marketing and Branding Support: Call and Close Compliant provided leads while also creating your own referral network with Realtors, Builders, Investors, etc.
• Career Growth: Rapid advancement opportunities in a rapidly scaling company.
• Remote Flexibility: Work from the comfort of your home office.

Key Responsibilities

• Receive live-transfer leads from appointment setters and immediately build rapport.
• Evaluate borrower financial profiles and recommend suitable residential mortgage products.
• Multiple lead sources provided - Inbound, transfers, outbound
• Guide clients seamlessly through the initial application and pre-approval process.
• Collaborate with processing and underwriting teams to ensure timely loan closures.
• Maintain a high closing ratio while delivering exceptional customer service.

Qualifications

• Minimum 1–2 years of experience originating residential mortgage loans.
• Active NMLS license in good standing.
• Proven success in a call center or high-volume inside sales environment.
• Strong communication, negotiation, and relationship-building skills.
• Proficiency with standard mortgage industry software.