Lending Specialist II

Northland Area FCU; Alpena (MI); On-site; USD 42,000 - 56,000; Full time

Benefits offered by this job

Competitive pay

Annual bonuses

Paid training

Career growth

Benefits package

Job summary

Northland Area FCU in Alpena, MI, is seeking a Lending Specialist II to guide members through the loan process from application to funding.

This is a full-time role focused on accurate underwriting support, clear communication, and teamwork with loan originators, title companies, and other partners to ensure a smooth lending experience.

You will move loans toward clear-to-close, prepare documents, fund loans, and promote our credit union products while delivering exceptional member service.

Qualifications

• Experience in lending, loan operations, loan processing, financial services or related field.
• Strong communication, organization, and problem-solving skills.
• Ability to manage multiple priorities with accuracy and attention to detail.
• Working knowledge of lending procedures, regulations, and member service best practices.
• Commitment to delivering exceptional service.

Responsibilities

• Assist members and internal teams via calls, emails, chats and lending inquiries.
• Conduct loan interviews and closings, ensuring policy compliance.
• Coordinate appraisals, title work, insurance verification, employment verification, and other third-party services.
• Prepare loan files, communicate underwriting requirements, and help move loans to clear-to-close.
• Generate and review loan closing documents for accuracy.
• Funding loans, balancing transactions, and supporting the closing process with members and business partners.
• Analyze member financial information and assist with underwriting support activities.
• Support post-closing audits and ensure loan quality and compliance standards are met.
• Promote Credit Union products and services that help members meet their financial needs.

Skills

Lending knowledge

Loan processing

Underwriting support

Financial services experience

Communication skills

Organization

Problem-solving

Attention to detail

Customer service

Job description

Your Next Career Move Starts Here!

Join Our Team as a Lending Specialist II

Do you enjoy helping people achieve their financial goals? Are you passionate about lending, problem-solving, and delivering exceptional service? If you're detail-oriented, member-focused, and thrive in a fast-paced environment, we want to meet you!

What Is the Role?

Be a trusted lending partner for our members!

This is a Full Time Lending Specialist II position where you'll play a key role in guiding members through the lending process from application to funding. You'll work closely with members, loan originators, underwriters, title companies, and other partners to ensure a smooth and efficient lending experience while delivering outstanding service every step of the way.

You're Perfect If You:

• Enjoy helping members achieve their financial goals
• Thrive in a fast-paced, team-oriented environment
• Have lending, loan processing, underwriting support, or financial services experience
• Are highly organized and detail-oriented
• Enjoy analyzing information and solving problems
• Have a passion for delivering exceptional member service

What You'll Be Doing:

• Assisting members and internal teams through calls, emails, chats, and lending inquiries
• Conducting loan interviews and loan closings while ensuring compliance with policies and regulations
• Coordinating appraisals, title work, insurance verification, employment verification, and other third-party services
• Preparing loan files, communicating underwriting requirements, and helping move loans to clear-to-close status
• Generating and reviewing loan closing documents for accuracy
• Funding loans, balancing transactions, and supporting the closing process with members and business partners
• Analyzing member financial information and assisting with underwriting support activities
• Supporting post-closing audits and ensuring loan quality and compliance standards are met
• Promoting Credit Union products and services that help members meet their financial needs

Why You'll Love It Here:

• Competitive pay + incentive opportunities + annual bonuses
• Paid training and professional development
• Career growth and advancement opportunities
• Outstanding benefits package
• The opportunity to make a meaningful impact on the financial lives of our members every day

Qualifications:

• Experience in lending, loan operations, loan processing, financial services, or a related field preferred
• Strong communication, organization, and problem-solving skills
• Ability to manage multiple priorities while maintaining accuracy and attention to detail
• Working knowledge of lending procedures, regulations, and member service best practices preferred
• Commitment to delivering exceptional service and supporting Northland's mission and values

Ready to Help Members Achieve Their Financial Goals?

Your next opportunity is waiting!

Equal Opportunity Employer