Lending Specialist

Socket.dev; Tulsa (OK); On-site; USD 42,000 - 63,000; Full time

Benefits offered by this job

Competitive pay

Work-life balance

401(k) retirement plan

Community service - volunteer time off

Job summary

Oklahoma Central Credit Union is hiring for a Lending Specialist to support real estate funding, post-funding activities, and loan operations. You will audit documents, prepare wires, handle payoff activity, and ensure compliance with Bank Secrecy Act and AML guidelines.

The role also includes assisting with Origence loan applications, post-closing XP tasks, and commercial loan support, while maintaining detailed operation logs and timely reporting.

Qualifications

• Detail-oriented with strong analytical and problem-solving abilities.
• Proficient in Microsoft Office applications (Word, Excel, Outlook).
• Excellent communication and documentation skills.
• Experience with loan operations or financial services is a plus.
• Understanding of Credit Union policies and compliance is desirable.

Responsibilities

• Provide service to internal and external members per Credit Union standards.
• Manage Real Estate loan funding and post-funding duties; audit documents; prepare loan wires; process payoffs and tax documents.
• Assist Retail staff with Origence loan applications and post-closing XP tasks; handle loan corrections with compliance in mind.
• Support Commercial loans: funding and post-funding tasks; audit and file loan documents; coordinate with Portfolio Specialist.
• Process loan extensions, payments to dealerships, and third-party payoff requests; complete reports as directed.

Skills

Attention to detail

Analytical skills

Problem solving

Communication skills

Microsoft Office

Education

High School diploma or GED

Associate degree or higher

Job description

In this role you will:

• Deliver service to both internal and external members that are in alignment with the Credit Union's Service Standards.
• Responsible for Real Estate loan funding and post-funding functions, including receiving and auditing signed mortgage and consumer loan documents and ensuring they are compliant. Balances disbursement checks from funding/purchasing. The preparation of loan wires in a timely manner. Complete loan funding in the XP2 system. Send all loan proceeds to include payoff(s), mortgage filing, and state taxes to third-party and county. Maintain all loan operation logs for documentation tracking and follow-up. Complete second audits of loan files closed by other processors. Monitor and pay ongoing escrow payments: process payoff checks and file and track mortgage releases. Monitor the Loan Operations chat function and provide timely responses and support for the retail team.
• Assist the Retail staff with Origence loan application issues and post-closingXP loan maintenance items. Manage loan corrections for all departments and communicate with lobby staff and/or supervisor when compliance issues or errors are noted.
• Responsible for Commercial loan support, including assisting funding and post funding functions, scanning and auditing loan files, and working with existing Commercial Portfolio Specialist on outstanding items necessary for file maintenance and monitoring.
• Process loan extensions, subsequent action and manual skip pay forms. Process payments of sight drafts todealerships. Process all third-party payoff request by obtaining required documentation.
• Complete assigned reports in a timely fashion in accordance with managerial direction.
• Procure liens on secured loans and track lien documentation to ensure secured collateral on all loans.
• Understand and apply all Credit Union policies and procedures including but not limited to the Bank Secrecy Act, Anti-Money Laundering regulations as they relate to the position.
• Comply with all security guidelines related to physical and information security.

Some of the many reasons to join our team include:

• Competitive pay - Cha-ching!
• Work-life balance - Your family, hobbies, and life outside of work are important to us!
• 401(k) retirement plan - You contribute to our future, so we contribute to yours!
• Community Service - We believe in giving back to the community and you'll receive up to 40 hours of paid volunteer time off!

Requirements

Who we're looking for:

You are detailed, analytical and enjoy problem-solving. You are a self-starter and are no stranger to a fast-paced environment and tight deadlines, and you are relentless in ensuring that work is completed through effective organization and task management. You are tactful and diplomatic, and able to handle sensitive and confidential information.

Your current title may be:

Lending Specialist, Member Services Representative, Admin, or Title Clerk

You'll need to have:

• High school diploma, GED or higher
• One or more years of similar or related experience
• Proficiency in Microsoft Office applications

Even better if you have:

• Associate degree or higher
• Credit Union experience

Oklahoma Central Credit Union is proud to be an Equal Opportunity Employer and Drug Free Workplace!