Lending Specialist

Valley Bank; Saint Petersburg (FL); On-site; USD 42,000 - 64,000; Full time

Job summary

Valley Bank is seeking a Lending Specialist to ensure smooth loan processing, from application through closing, with a focus on accurate documentation and strong client service. You will coordinate with Relationship Managers, review closing packages, manage due diligence, and work with operations teams to ensure proper funding and ongoing loan activity while upholding regulatory requirements.

The role requires attention to detail, excellent communication, and the ability to manage multiple tasks

Qualifications

• Excellent interpersonal and written communication skills.
• Proficient with Microsoft Office and bank core system and nCino.
• Strong customer service, organizational, data input, time management, and multitasking in a high-volume, strict deadline environment.
• High School Diploma or equivalent; up to 3 years Lending Assistant or Loan Processor experience.
• Knowledge of Commercial Real Estate and C&I loan documentation is a plus.

Responsibilities

• Act as the liaison and primary point of contact with internal and external customers from approval to deal closing.
• Manage deal flow with Relationship Managers and downsteam stakeholders to ensure timely closings.
• Coordinate and review closing documentation for due diligence, insurance, regulatory requirements.
• Assist with transaction process flow and escalate issues to ensure controls and protections.
• Partner with operations teams to ensure proper booking, accruals, and daily cash positions.
• Ensure initial loan funding at close and ongoing life of loan activity is correctly processed.
• Review loan documents for closing accuracy and communicate issues to lenders prior to closing.

Skills

Interpersonal skills

Verbal and written communication

Microsoft Office

nCino software

Customer service

Organizational skills

Data input

Time management

Multi-tasking

Education

High School Diploma or equivalent

Tools

nCino

Bank core system

Job description

At Valley Bank, we believe in people's growth potential. We invest in it. We protect it. We focus it. For nearly 100 years, we've been the Bank that clients from every industry turn to for our expertise, strategies, and advice--building the kind of trust that can fuel every goal. We are the leading relationship bank built for growth--with over $60 billion in assets, 3,800 experts, and more than 200 consumer branches and commercial banking offices in communities across the US.

At Valley, we're all driven by an ambition that goes deeper than just having a job. That's why when you work for us, we make it our goal to help you focus on what drives you--working to turn your passions and strengths into assets you can use to propel your ambitions and build the professional legacy you want. Because when we say we're a relationship bank built for growth, that's not just reserved for our clients--that includes all our associates as well.

The Lending Specialist plays a crucial role in ensuring the smooth and efficient processing of loans, working with borrowers and lenders to facilitate the loan process. This role is responsible for organizing the loan documentation, processing, closing and monitoring while providing quality service and diplomacy to customer relationships.

Responsibilities Include, But Are Not Limited To

• Act as the liaison and primary point of contact with internal and external customers/stakeholders from approval to deal closing, as well as being point of contact for questions, requests, and inquiries during life of loan monitoring/servicing.
• Manage deal flow pipeline with Relationship Managers and leading the interaction with internal downstream stakeholders to ensure timely closings.
• Coordinate and review closing documentation (with counsel or internal doc prep) and information with relevant stakeholders for due diligence, application processing, insurance, operational feasibility, optimal execution mechanics, and regulatory requirements.
• Assist with the execution and process flow of the transaction, including escalation of issues and designing solutions that ensure risks are covered through adequate controls and protections. Order necessary documents to complete the file and prepare supplemental documents when necessary.
• Partner with relevant operations teams (closing and servicing departments) to ensure proper booking, accrual reconciliations, and daily cash positions.
• Ensure initial loan funding (if there is a draw at close) and ongoing life of loan activity (payments, draws, payoffs, etc.) are properly processed and booked with downstream stakeholders.
• Carefully review loan documents for closing to ensure accuracy; close loans when necessary.
• Communicate with Lenders any issues that arise prior to closing.

Required Skills

• Excellent Interpersonal skills as well as verbal and written communication skills.
• Confident in ability to enforce policies, procedures and processes when/if challenged. Strong PC skills using Microsoft office applications as well as Bank's core system and nCino software.
• Highly proficient in all areas of customer service, organizational skills, data input, time management and handling multiple tasks simultaneously within a high volume, strict deadline work environment.

Required Experience

• High School Diploma or equivalent; up to 3 years Lending Assistant or Loan Processor experience.

Preferred Experience

• Knowledge of Commercial Real Estate and C&I loan documentation.