Lending Compliance Lead: Risk, Exams & Training

Cache Valley Bank; Logan (UT); On-site; USD 90,000 - 125,000; Full time

Job summary

Cache Valley Bank is seeking a seasoned Lending Compliance Professional to oversee regulatory requirements across consumer and commercial lending. You will monitor laws, manage examinations, and coordinate remediation with multiple business units, while supporting fair lending practices and staff training.

The role emphasizes translating complex regulations into practical lending procedures and controls, with exposure to audits and regulatory guidance to safeguard compliance across products and

Qualifications

• Working knowledge of federal and state banking and lending laws and regulations.
• Experience in banking compliance, lending, loan operations, audit, risk management, or a related area.
• Strong analytical, organizational, documentation, and written communication skills.
• Ability to interpret regulatory requirements and translate them into practical lending procedures and controls.
• Ability to manage regulatory examinations, document requests, findings, and remediation across multiple business units.

Responsibilities

• Monitor and assess compliance with lending requirements and regulations across products and processes.
• Track new and amended lending laws and coordinate implementation with affected units.
• Develop and perform risk-based monitoring and testing of lending activities and document findings.
• Provide compliance review and guidance on loan products, disclosures, forms, fees, advertising, and underwriting practices.
• Assist in developing and maintaining lending compliance policies, procedures, checklists, and controls.
• Serve as liaison with regulators and auditors on lending compliance matters, coordinating requests and remediation.
• Maintain organized tracking of examination findings, audit findings, monitoring exceptions, regulatory changes, and deadlines.
• Support fair lending compliance and assist with reviews of underwriting, pricing, denials, and other lending activity.
• Provide training and advisory support on material regulatory developments to lending personnel.
• Prepare periodic reports for management concerning regulatory developments, monitoring results, and emerging lending risks.

Skills

Regulatory compliance

Lending laws

Compliance monitoring

Audit liaison

Training & advisory

Job description

Cache Valley Bank is seeking a seasoned Lending Compliance Professional to oversee regulatory requirements across consumer and commercial lending. You will monitor laws, manage examinations, and coordinate remediation with multiple business units, while supporting fair lending practices and staff training.

The role emphasizes translating complex regulations into practical lending procedures and controls, with exposure to audits and regulatory guidance to safeguard compliance across products and