Consumer Lending Compliance & Credit Reporting Expert

Bank of Utah; Lehi (UT); On-site; USD 70,000 - 100,000; Full time

Benefits offered by this job

Work-life balance

Medical/dental/vision plans

401(k) plan with match

Paid holidays and PTO

Volunteer opportunities

Recognition program

Job summary

Bank of Utah is seeking a Consumer Servicing & Credit Reporting Compliance Specialist to oversee second-line regulatory compliance for consumer loan servicing and credit reporting. The role supports the 2nd Line of Defense, interpreting requirements, monitoring, testing, and remediation across consumer lending activities.

Schedule is Monday–Friday 8:00–5:00 PM at Lehi, UT. Ideal candidates have CRCM (preferred) and 5–7 years in related roles, with deep knowledge of Reg Z, Reg X, FCRA, ECOA/B and

Qualifications

• CRCM Certification preferred.
• 5–7 years of consumer lending, loan servicing, credit reporting, or compliance experience.
• Expert knowledge of federal and state consumer lending and servicing regulations (Reg Z, Reg X, FCRA, ECOA/Reg B, FDCPA).
• Experience with compliance monitoring, testing, quality control, audits, and regulatory examinations.

Responsibilities

• Serve as SME for consumer servicing and credit reporting laws including Reg Z, Reg X, FCRA, Ecoa, FDCPA, and state requirements.
• Provide day-to-day compliance advisory support to Consumer Lending, Loan Servicing, Operations and other units.
• Conduct risk-based compliance monitoring and testing of servicing activities and credit reporting processes.
• Analyze servicing and credit reporting data to identify trends, risks, and remediation needs.
• Collaborate to develop policies, controls and processes aligning with regulatory requirements.

Skills

CRCM Certification

Regulatory knowledge

Analytical skills

Communication

Job description

Bank of Utah is seeking a Consumer Servicing & Credit Reporting Compliance Specialist to oversee second-line regulatory compliance for consumer loan servicing and credit reporting. The role supports the 2nd Line of Defense, interpreting requirements, monitoring, testing, and remediation across consumer lending activities.

Schedule is Monday–Friday 8:00–5:00 PM at Lehi, UT. Ideal candidates have CRCM (preferred) and 5–7 years in related roles, with deep knowledge of Reg Z, Reg X, FCRA, ECOA/B and