Lead Underwriter, Advanced Life Insurance Markets

Atlanta Life; Atlanta (GA); Hybrid; USD 120,000 - 190,000; Full time

Benefits offered by this job

Hybrid/Remote Work Options

401(k) with Company Match

Paid time off

Paid Parental Leave

Early Friday Closure

Job summary

Atlanta Life is seeking a Lead Underwriter for Advanced Life Insurance Markets in Atlanta, GA. The role focuses on coordinating specialized life insurance solutions for high-net-worth individuals, reviewing complex cases, and guiding them from initial review to policy issuance.

You’ll collaborate with clients, agents, carriers, and underwriting teams, bringing strong analytical and relationship-building skills to optimize coverage and risk assessment.

Qualifications

• A degree in actuarial science, business administration, insurance, or data/predictive analytics preferred.
• At least five years of life insurance underwriting experience.
• At least three years underwriting customized life insurance policies for high-income and high-net-worth individuals.
• At least three years evaluating complex or high-face-amount life insurance cases.
• Seven or more years of relevant underwriting experience preferred.
• Experience with digital underwriting, process improvements, or data analytics preferred.
• An established network of high-net-worth prospective clients and referral sources preferred

Responsibilities

• Evaluate medical, financial, occupational, and lifestyle risks to develop underwriting recommendations and proposed coverage structures for leadership review and approval.
• Coordinate applications, medical records, financial documentation, and other requirements throughout the underwriting and policy issuance process.
• Partner with carriers and underwriting teams to assess eligibility, resolve questions, and address barriers to coverage.
• Review coverage amounts, policy terms, exclusions, and financial justification to support appropriate insurance solutions.
• Serve as a primary contact for assigned cases, clearly communicating requirements, progress, and next steps.
• Maintain accurate records and protect confidential information in accordance with applicable regulations, privacy requirements, and company policies.
• Stay informed about life insurance products, carrier guidelines, and market practices, and identify opportunities to improve case coordination and processing.
• Collaborate with the Actuarial team and other departments while contributing to a respectful, inclusive work environment

Skills

Analytical thinking

Relationship building

Attention to detail

Communication

Underwriting knowledge

Education

Actuarial science / business admin / insurance / data analytics degree

Job description

Lead Underwriter, Advanced Life Insurance Markets

Job Category: Actuarial

Requisition Number: LEADU002667

• Posted : October 16, 2026
• Full-Time
• Hybrid

Locations

Showing 1 location

Atlanta, GA 30308, USA

Description

About Us:
For over a century, Atlanta Life has defined the principles of stakeholder capitalism and diversity, equity, and inclusion. Alonzo F. Herndon, a formerly enslaved man, founded Atlanta Life in 1905 after observing families lacking the savings to bury their lost loved ones. The company went on to become a vehicle for protection, generational financial security, and career employment for the country’s most at-risk citizens. On January 20, 2023, Atlanta Life Insurance Company was acquired by Atlanta Life Holdings, an insurance holding company founded by a group of nationally recognized African-American entrepreneurs and executives with significant financial services expertise. The new ownership group is committed to continuing Mr. Herndon’s mission and building on Atlanta Life’s century of service. Today, Atlanta Life Insurance Company serves as a benefits provider to employers and employees, a risk-transfer / risk-sharing partner, a solution for achieving Supplier Diversity and DEI goals, and a partner to the community. Atlanta Life Insurance Company’s core business is as a reinsurer of group benefits programs for corporate, government, and affinity group clients.

How You’ll Contribute:
As a Lead Underwriter, Advanced Life Insurance Markets, you’ll help coordinate specialized life insurance solutions for professional athletes and other high-net-worth individuals, generally involving coverage of $1 million or more. Working with clients, agents, financial advisors, insurance carriers, and underwriting teams, you’ll evaluate complex risks and guide cases from initial review through policy issuance. Your analytical judgment, relationship-building skills, and attention to detail will help deliver coverage aligned with client needs and underwriting requirements.

What You’ll Do:

Evaluate medical, financial, occupational, and lifestyle risks to develop underwriting recommendations and proposed coverage structures for leadership review and approval.

Coordinate applications, medical records, financial documentation, and other requirements throughout the underwriting and policy issuance process.

Partner with carriers and underwriting teams to assess eligibility, resolve questions, and address barriers to coverage.

Review coverage amounts, policy terms, exclusions, and financial justification to support appropriate insurance solutions.

Serve as a primary contact for assigned cases, clearly communicating requirements, progress, and next steps.

Maintain accurate records and protect confidential information in accordance with applicable regulations, privacy requirements, and company policies.

Stay informed about life insurance products, carrier guidelines, and market practices, and identify opportunities to improve case coordination and processing.

Collaborate with the Actuarial team and other departments while contributing to a respectful, inclusive work environment

What You’ll Bring:

Education:

A degree in actuarial science, business administration, insurance, or data/predictive analytics preferred.

Experience:

At least five years of life insurance underwriting experience.

At least three years underwriting customized life insurance policies for high-income and high-net-worth individuals.

At least three years evaluating complex or high-face-amount life insurance cases.

Demonstrated experience assessing medical, financial, occupational, and lifestyle risks.

Seven or more years of relevant underwriting experience preferred.

Experience with digital underwriting, process improvements, or data analytics preferred.

An established network of high-net-worth prospective clients and referral sources preferred

Knowledge, Skills, and Abilities:

Knowledge of life insurance products, underwriting principles, medical and financial risk assessment, and policy placement.

Analytical and problem-solving skills to evaluate complex information and recommend practical solutions.

Clear, audience-appropriate communication and the ability to build effective relationships with diverse stakeholders.

Organizational skills to manage multiple cases, competing priorities, documentation, and deadlines.

Sound judgment in interpreting guidelines, identifying issues requiring escalation, and handling sensitive information.

Adaptability, accountability, and a commitment to client service and continuous improvement.

Relevant underwriting or insurance designations, such as FALU, AALU, FLMI, or other LOMA credentials, preferred

Where You’ll Work:

• Location: Atlanta, Georgia
• Work Arrangements: Mostly Off-Site
• Travel Requirements: Frequent travel (more than 20% of the time).

Total Rewards:
In addition to base pay, eligible employees may receive an annual discretionary incentive bonus and access to a competitive benefits package including:

• 401(k) with Company Match
• Paid time off: Vacation, Sick, Holiday, and more
• Paid Parental Leave for both Mothers and Fathers
• Hybrid/Remote Work Options
• Early Friday Closure

Atlanta Life Insurance Companyis an Equal Opportunity Employer and participates in the U.S. Federal E-Verify program. Applicants have rights under federal and state employment laws. To learn more, visit EquiTrust Careers .