Lead Regional Commercial Credit Officer

Busey Bank; Villa Park (IL); On-site; USD 160,000 - 190,000; Full time

Benefits offered by this job

401(k) match

Profit sharing

Employee stock purchase plan

Medical, dental, vision

Job summary

Busey Bank is seeking a Regional Credit Officer to oversee commercial credit underwriting and portfolio management across designated markets in Northern Illinois. The role emphasizes sound borrower relationships, risk monitoring, and leadership of Commercial Credit Officers, Underwriters and Analysts.

The position requires a Bachelor’s degree in Business or Finance, 10+ years in Commercial Credit, and 5+ years in a leadership role.

Qualifications

• Bachelor’s degree in Business or Finance or equivalent.
• 10+ years Commercial Credit experience with prior single signature authority.
• 5+ years in progressive management/leadership role.
• 5+ years with middle market loan relationships of $10–$100 million.
• Proficient knowledge of Microsoft Office.

Responsibilities

• Lead and develop a team of Commercial Credit Officers, Underwriters, and Analysts.
• Ensure timely underwriting through regular team communication.
• Analyze cash flow, liquidity, profitability, and leverage to assess credit risk.
• Review loan grades to align with policy definitions.
• Support portfolio management, including covenant reviews and reporting.
• Assist Relationship Managers with loan structuring and opportunity memos.
• Stay current with Commercial Banking policies and lending technology.
• Support sales through customer and prospect calls.

Skills

Communication

Interpersonal skills

Analytical thinking

Presentation skills

Critical thinking

Microsoft Office

Education

Bachelor’s degree in Business or Finance

10+ years Commercial Credit experience

5+ years management/leadership

5+ years middle market loan relationships $10–$100M

Tools

Credit policy knowledge

Lending platform familiarity

Job description

Busey Bank is seeking a Regional Credit Officer to oversee commercial credit underwriting and portfolio management across designated markets in Northern Illinois. The role emphasizes sound borrower relationships, risk monitoring, and leadership of Commercial Credit Officers, Underwriters and Analysts.

The position requires a Bachelor’s degree in Business or Finance, 10+ years in Commercial Credit, and 5+ years in a leadership role.