Lead Product Manager, Card Products (Remote-First)

Billcom; United States; Remote; USD 155,000 - 186,000; Full time

Benefits offered by this job

Medical, dental, vision plans

HSA & FSA accounts

Life Insurance

Employee Assistance Program

11+ holidays & flexible time off

Employee Stock Purchase Program

Wellness & fitness initiatives

Referral programs

Job summary

BILL is seeking a Lead Product Manager for the Cards team to shape how small and midsize businesses pay, get paid, and grow through card-based payments. You will own product strategy and growth across BILL's AP card and virtual card initiatives.

In a remote-first environment with offices in San Jose and Draper, you will partner with Engineering, Design, CX, Operations, Marketing, and Sales to drive adoption, activation, and revenue while leveraging AI tools and analytics.

Qualifications

• Bachelor’s degree in business, engineering, or related field, or equivalent practical experience.
• 8+ years of product management experience, including owning payments or card products with demonstrated ownership of both strategy and execution.
• 5+ years building products for commercial businesses or consumers in a startup or similar fast-paced environment.
• Experience bringing a card product to market (credit, debit, prepaid, virtual, or commercial, consumer or business) and the results to show for it, such as adoption, activation, usage, revenue, or retention.
• Working knowledge of card issuance and payments, including authorization, processing, settlement, unit economics, and partner relationships.
• Track record of running growth funnels and experiments, defining own success metrics, and prioritizing without a fully mapped playbook.
• Hands-on fluency with AI tools in product work, plus experience leading projects across Engineering, Design, Operations, and Go-To-Market teams.

Responsibilities

• Own the product strategy and roadmap for BILL's AP card and virtual card, including expansion toward broader card experiences for AP.
• Own the card funnel from acquisition through onboarding, activation, and repeat usage.
• Design and run experiments, decide when to test and when to launch, and tie results to adoption, usage, and revenue outcomes.
• Define the card experience for distinct customer segments: SMB accounts payable, accountants, and suppliers.
• Build business cases for new card investments using card unit economics and partner landscape.
• Lead cross‑functional execution with Engineering, Design, CX, Operations, Marketing, and Sales.
• Define success metrics, instrument tracking, and build dashboards that explain metric movement with customer insights.

Skills

Product strategy and roadmap

Payments or card products

Growth funnels and experiments

AI tools in product work

Cross-functional leadership

Data analysis and dashboards

Ownership and execution

Education

Bachelor’s degree in business, engineering, or related field

Job description

BILL is seeking a Lead Product Manager for the Cards team to shape how small and midsize businesses pay, get paid, and grow through card-based payments. You will own product strategy and growth across BILL's AP card and virtual card initiatives.

In a remote-first environment with offices in San Jose and Draper, you will partner with Engineering, Design, CX, Operations, Marketing, and Sales to drive adoption, activation, and revenue while leveraging AI tools and analytics.