Lead Product Manager — Auto Insurance Growth

AssuranceAmerica Corporation; Atlanta (GA); On-site; USD 110,000 - 140,000; Full time

Job summary

AssuranceAmerica Corporation is seeking a Product Manager to act as the state-level General Manager, responsible for development, pricing, rollout, and management of competitive auto insurance products in assigned state(s). You will build and execute strategic initiatives to drive profitable growth while addressing customer needs.

You will liaise with Marketing/Sales, Customer Experience, IT, Claims, Legal and the Executive Team to meet growth and profitability goals for the state portfolio,

Qualifications

• Minimum 5 years’ experience running full P&L over a state or group of states.
• Significant knowledge of filing laws, actuarial principles, rate structures and policy form construction.
• Demonstrate strong analytical skills for data driven decisions.
• Excellent communication and influencing skills.

Responsibilities

• Strategy & Growth: Develop and execute data-driven strategies to achieve profit, growth, and retention targets for auto insurance products within assigned state(s).
• Product Development: Define features, manage the product lifecycle, create specifications, and work with IT along with other business units to achieve successful implementation.
• Pricing & Underwriting: Analyze data to develop and adjust pricing, underwriting guidelines, and coverage plans, balancing innovation with financial soundness.
• Market Analysis: Research market trends, competitor actions, and regulatory changes to ensure products are priced competitively along with identifying opportunities and risks.
• Cross-Functional Collaboration: Partner with Actuarial, Underwriting, Claims, Sales, Marketing, IT, and Legal along with external stakeholders such as agents, vendors and regulators.
• Regulatory Compliance: Develop and manage state rate, rule and form filings along with interacting with State Insurance Departments, and ensure adherence to state regulations.
• Performance Monitoring: Track KPIs for success (loss ratio, retention, growth) and implement corrective actions.

Skills

P&L ownership

Pricing strategy

Data analysis

Regulatory knowledge

Strong communication

Education

Bachelor's Degree

Master's Degree

Professional designation (e.g. CPCU)

Tools

Excel

SAS

Word

Job description

AssuranceAmerica Corporation is seeking a Product Manager to act as the state-level General Manager, responsible for development, pricing, rollout, and management of competitive auto insurance products in assigned state(s). You will build and execute strategic initiatives to drive profitable growth while addressing customer needs.

You will liaise with Marketing/Sales, Customer Experience, IT, Claims, Legal and the Executive Team to meet growth and profitability goals for the state portfolio,