Lead Credit Risk Review Examiner

Regions Financial Corporation; Birmingham (AL); On-site; USD 95,000 - 116,000; Full time

Benefits offered by this job

Paid Vacation/Sick Time

401K with Company Match

Medical, Dental and Vision Benefits

Disability Benefits

Health Savings Account

Job summary

Regions Financial Corporation in Birmingham, Alabama, seeks a Credit Risk Review Examiner to monitor and assess credit risk across assigned portfolios, delivering results to management. The role requires expertise in lending practices, risk policies, and collaboration with risk partners.

The successful candidate will review credit exposures, lead or participate in examinations, and produce formal reports. Strong analytical skills, Excel proficiency, and knowledge of regulatory requirements are

Qualifications

• Bachelor’s degree and related experience in credit risk.
• 7 years of credit-related experience, or 5 years in third line of defense risk assurance.
• Experience writing risk management review reports.

Responsibilities

• Maintains working knowledge of lending practices and credit policies.
• Reviews credit exposures to ensure compliance with credit policies and safe banking practices.
• Participates in credit risk review examinations, including cross-line reviews.
• Develops relationships with line of business management and risk partners.
• Analyzes trends in key quality and performance metrics and reviews loan origination/servicing processes.
• Identifies evolution of risk drivers for portfolios.
• Prepares and presents findings in written reports within guidelines.

Skills

Credit risk analysis

Regulatory knowledge

Analytical thinking

Communication skills

Microsoft Office Suite

Education

Bachelor’s degree in related field

Tools

Microsoft Excel

Job description

Regions Financial Corporation in Birmingham, Alabama, seeks a Credit Risk Review Examiner to monitor and assess credit risk across assigned portfolios, delivering results to management. The role requires expertise in lending practices, risk policies, and collaboration with risk partners.

The successful candidate will review credit exposures, lead or participate in examinations, and produce formal reports. Strong analytical skills, Excel proficiency, and knowledge of regulatory requirements are