Lead CRE Credit Underwriter - Complex Real Estate

BOK Financial; Phoenix (AZ); Presencial; USD 90.000 - 150.000; Jornada completa

Descripción de la vacante

BOK Financial in Phoenix seeks a Credit Products Underwriter III - CRE to underwrite complex transactions including investment/owner-occupied real estate, working capital, equipment, and LBOs.

You will partner with Relationship Managers to deliver tailored financial solutions, supervise junior staff, and present analyses to loan committees, driving revenue and profitability for key client accounts.

Formación

• This level of knowledge is normally acquired through completion of a Bachelor’s degree and 8+ years of Credit Analysis/Credit products underwriter experience; or 14+ years of equivalent work related experience.
• Comprehensive accounting & cash flow knowledge, with demonstrated knowledge of intermediate accounting theory (GAAP vs. tax, cash vs. accrual, consolidation).
• Identify drivers/threats to cash flow and structuring to mitigate risk.
• Solid working knowledge of rules, regulations and documentation
• Clearly communicate and convey information across channels
• Leverage relationships with clients, Relationship Managers, and peers
• Strong knowledge of credit principles, lending functions, loan analysis, and policies
• Excellent organizational skills and meticulous work habits
• Solid critical review skills focused on errors
• Complete assignments quickly with minimal direction
• Proactive communication internally and externally
• Good conflict management skills
• Have difficult conversations when needed
• Strong knowledge of loan documentation, policy and regulations
• Excellent knowledge of the Loan Grading Process

Responsabilidades

• Prepare complex financial underwriting for transactions between $10M and $50M.
• Independently analyze credit deals and recommend structures and pricing.
• Identify and document policy exceptions while gathering data from clients.
• Present credit analysis to loan committees and act as credit expert.
• Write commitment reports and present loan renewals; support Syndicated/Club transactions.
• Collaborate with Relationship Managers to develop new credit business and deliver tailored solutions.
• Supervise analysts and interns, manage credit workflow and covenant testing.
• Monitor borrower compliance, review and negotiate legal documents, coordinate with Capital Markets on swaps/prepayments.

Conocimientos

Accounting & cash flow

Credit principles

Communication

Relationship building

Loan documentation

Loan policy

Organizational skills

Analytical review

Timely delivery

Conflict management

Courage in discussions

Collaboration with RM team

Educación

Bachelor’s degree + 8+ years

14+ years equivalent experience

Descripción del empleo

BOK Financial in Phoenix seeks a Credit Products Underwriter III - CRE to underwrite complex transactions including investment/owner-occupied real estate, working capital, equipment, and LBOs.

You will partner with Relationship Managers to deliver tailored financial solutions, supervise junior staff, and present analyses to loan committees, driving revenue and profitability for key client accounts.