Commercial Credit Underwriter I — Growth & Real Estate

BOK Financial; Tulsa (OK); On-site; USD 70,000 - 95,000; Full time

Job summary

BOK Financial is seeking a Credit Products Underwriter I - Commercial to underwrite complex transactions and provide client-focused credit solutions. The role requires strong credit knowledge and the ability to manage multiple requests with RMs across locations.

You will analyze financials, structure deals, and present findings to management while ensuring compliance and profitability for the lending division.

Qualifications

• Bachelor’s degree and 2+ years of credit analysis/credit products underwriter experience, or 7+ years of equivalent work-related experience.
• Strong communication skills and ability to build relationships with clients and teammates.
• Solid understanding of credit principles, lending functions, loan analysis and related policies.

Responsibilities

• Prepare financial underwriting for transactions that impact lending profitability.
• Conduct credit analysis independently or with senior staff based on complexity.
• Provide recommendations on transaction structure to Relationship and Department Managers.
• Identify and document policy exceptions while gathering key customer information.
• Collaborate with credit approval officers to support analysis and conclusions.
• Assist in developing new credit business through joint calls with Relationship Managers.
• Prepare compliance reports, commitment documents, and present credit information to management.

Skills

Clear communication

Relationship building

Credit principles

Organizational skills

Detail-oriented

Time management

Proactive communication

Conflict management

Loan documentation

Loan policy knowledge

Loan grading process

Oral & written communication

PC & spreadsheet skills

Education

Bachelor’s degree + 2+ years credit analysis/underwriter experience

7+ years of equivalent work experience

Job description

BOK Financial is seeking a Credit Products Underwriter I - Commercial to underwrite complex transactions and provide client-focused credit solutions. The role requires strong credit knowledge and the ability to manage multiple requests with RMs across locations.

You will analyze financials, structure deals, and present findings to management while ensuring compliance and profitability for the lending division.