KYC Specialist - Fully Remote | Upto $100/hr

mercor; United States; Remote; USD 103,000 - 138,000; Part time

Job summary

Mercor connects elite creative and technical talent to AI research labs and operates remotely. This contract role for a Financial Crime, AML & KYC Analyst is 15 hours per week, paying $75–$100/hour. You will adjudicate alerts, review onboarding, and draft SAR narratives as needed.

The ideal candidate has 3+ years in AML/KYC/sanctions/fraud, with knowledge of FinCEN, FATF, OFAC, and SAR/CDD standards; CAMS/ACAMS or CFE is preferred.

Qualifications

• 3+ years hands-on in AML, financial-crime, KYC/CDD, sanctions screening, fraud/disputes, or transaction surveillance.
• Working knowledge of FinCEN, FATF, OFAC frameworks, and SAR/CDD documentation standards.
• Ability to write clear, defensible rationales.

Responsibilities

• Adjudicate transaction-monitoring alerts using alert packets, KYC/CDD profiles, and transaction history.
• Review client onboarding and KYC packets for completeness; identify and document discrepancies.
• Resolve complex beneficial-ownership structures and apply UBO thresholds.
• Adjudicate sanctions and adverse-media hits with short rationales for true matches or escalations.
• Triage supervisory alert queues; adjudicate card fraud and disputes; assess communications against trade records.

Skills

AML / Financial Crime

KYC / CDD

Fraud / Disputes

Sanctions screening

Tools

SQL

Job description

About the job

Mercor connects elite creative and technical talent with leading AI research labs. Headquartered in San Francisco, our investors include Benchmark , General Catalyst , Peter Thiel , Adam D'Angelo , Larry Summers , and Jack Dorsey .

Position

Position: Financial Crime, AML & KYC Analyst Type: Contract Compensation: $75–$100/hour Location: Remote Commitment: 15 hours/week

Role Responsibilities

• Adjudicate transaction-monitoring alerts using alert packets, KYC/CDD profiles , and transaction history. Document dispositions and draft SAR narratives as needed.
• Review client onboarding and KYC packets for completeness. Identify and document cross-document discrepancies and produce remediation lists.
• Resolve complex beneficial-ownership structures. Apply 10%/25% UBO thresholds effectively.
• Adjudicate sanctions and adverse-media hits. Provide short rationales for true matches, false positives, or escalations.
• Triage supervisory alert queues. Adjudicate card fraud and disputes. Assess flagged communications against trade records.

Qualifications Must-Have

• 3+ years hands-on in AML , financial-crime, KYC/CDD , sanctions screening, fraud/disputes, or transaction surveillance.
• Working knowledge of FinCEN , FATF , OFAC frameworks, and SAR/CDD documentation standards .
• Ability to write clear, defensible rationales.

Preferred

• CAMS/ACAMS or CFE certification.
• Experience in enhanced due diligence, entity unwinding, SQL , or transaction analytics.
• Background in fintech or payments.

Assessment

• A timed exercise involving a mock alert packet, disposition and SAR narrative , a KYC packet discrepancy and remediation list, and a batch of sanctions hits adjudication with rationale.