KYC/KYB Analyst — Fintech Compliance, Equity & Flexible PTO

JobStash; Chicago (IL); On-site; USD 85,000 - 110,000; Full time

Benefits offered by this job

Equity grant

Health and wellness benefits

401(k) savings plan

Flexible time off

Job summary

Coinflow in Chicago is seeking a Senior KYC/KYB Analyst to oversee the merchant onboarding lifecycle, including enhanced due diligence, periodic reviews, and diligent recordkeeping. You will assess expansion requests and help design scalable processes.

Work with Product and Engineering to improve workflows and advise internal stakeholders on compliance requirements. This onsite role requires 2+ years in KYC/AML in fintech, strong communication, and a related bachelor’s degree.

Qualifications

• 2+ years of KYC/AML experience in fintech, payments, or banking.
• Expertise in jurisdictional KYC/KYB for entities and individuals.
• Familiarity with fraud signals in KYC review.
• Ability to develop and manage program-level processes and requirements.

Responsibilities

• Own KYC and KYB reviews during merchant onboarding.
• Manage enhanced due diligence reviews and elevate cases for leadership sign-off.
• Review merchant requests for product or regional expansion and conduct additional due diligence.
• Oversee ongoing KYC and KYB maintenance, periodic reviews, and documentation collection.
• Drive KYC and KYB initiatives for new regions, products, and banking relationships.
• Translate compliance requirements into operational processes, controls, and playbooks.

Skills

KYC/AML experience

Fraud signal awareness

Program process design

Communication skills

Education

Bachelor's degree in related field

Job description

Coinflow in Chicago is seeking a Senior KYC/KYB Analyst to oversee the merchant onboarding lifecycle, including enhanced due diligence, periodic reviews, and diligent recordkeeping. You will assess expansion requests and help design scalable processes.

Work with Product and Engineering to improve workflows and advise internal stakeholders on compliance requirements. This onsite role requires 2+ years in KYC/AML in fintech, strong communication, and a related bachelor’s degree.