KYC Analyst

JobStash; Chicago (IL); On-site; USD 85,000 - 110,000; Full time

Benefits offered by this job

Equity grant

Health and wellness benefits

401(k) savings plan

Flexible time off

Job summary

Coinflow in Chicago is seeking a Senior KYC/KYB Analyst to oversee the merchant onboarding lifecycle, including enhanced due diligence, periodic reviews, and diligent recordkeeping. You will assess expansion requests and help design scalable processes.

Work with Product and Engineering to improve workflows and advise internal stakeholders on compliance requirements. This onsite role requires 2+ years in KYC/AML in fintech, strong communication, and a related bachelor’s degree.

Qualifications

• 2+ years of KYC/AML experience in fintech, payments, or banking.
• Expertise in jurisdictional KYC/KYB for entities and individuals.
• Familiarity with fraud signals in KYC review.
• Ability to develop and manage program-level processes and requirements.

Responsibilities

• Own KYC and KYB reviews during merchant onboarding.
• Manage enhanced due diligence reviews and elevate cases for leadership sign-off.
• Review merchant requests for product or regional expansion and conduct additional due diligence.
• Oversee ongoing KYC and KYB maintenance, periodic reviews, and documentation collection.
• Drive KYC and KYB initiatives for new regions, products, and banking relationships.
• Translate compliance requirements into operational processes, controls, and playbooks.

Skills

KYC/AML experience

Fraud signal awareness

Program process design

Communication skills

Education

Bachelor's degree in related field

Job description

1 day ago Senior Salary: 85K - 110K Chicago Onsite Full Time Finance Jobs by Coinflow

Coinflow Visit Coinflow website

Coinflow provides global payment acceptance, instant blockchain settlement, and real-time payouts for online businesses.

Coinflow on X (Twitter) Coinflow on Documentation

Series

Company intelligence

Poland

Funding history

Series A ($25M)

Series A ($25M)

Series A ($25M)

Seed ($2.3M)

Investors

• Draper Dragons


• Jump Crypto


• gumi Crypto Capital


• DCG


• Coinbase Ventures

About Coinflow

Coinflow is a payments company that connects traditional payment methods such as cards and bank transfers with stablecoin settlement on public blockchains. Its APIs and low-code widgets let merchants accept payments, settle funds instantly in USDC, issue real-time payouts, and manage chargeback protection and marketplace split payments across more than 130 countries.

View jobs by Coinflow

Skills

AmlBankingComplianceDue DiligenceEddFraudKybKycMiddeskPaymentPersonaRecordkeepingSopSumsubWorkflow

Candidate Availability

Onsite

Chicago

Required

Required and preferred rules are kept separate and reflect the wording in the original posting.

About The Role

You will oversee the KYC and KYB lifecycle for merchants, including onboarding, enhanced due diligence, periodic reviews, and recordkeeping. You will assess expansion requests, develop operational processes and controls, improve workflows and automation with Product and Engineering, and advise internal stakeholders on compliance requirements.

Requirements

• 2+ years of KYC/AML experience in fintech, payments, or banking


• Expertise in jurisdictional compliance requirements and KYC/KYB for business entities and individuals


• Familiarity with fraud signals and detecting them during KYC review


• Ability to develop and manage program-level processes and requirements


• Strong communication skills


• Bachelor's degree in Political Science, Liberal Arts, Business, Economics, or a related field

Responsibilities

• Own KYC and KYB reviews during merchant onboarding


• Manage enhanced due diligence reviews and elevate cases for executive or leadership sign-off


• Review merchant requests for product or regional expansion and conduct additional due diligence


• Oversee ongoing KYC and KYB maintenance, periodic reviews, and documentation collection


• Drive KYC and KYB initiatives for new regions, products, and banking relationships


• Translate compliance requirements into operational processes, controls, and playbooks


• Provide guidance on KYC documentation requirements and resolve compliance inquiries


• Assess partner KYC and AML programs for third-party verification integrations

Benefits

• Equity grant


• Health and wellness benefits


• 401(k) savings plan


• Flexible time off