KYC/AML Compliance Analyst — Onboarding Specialist

raincards.xyz; New York (NY); On-site; USD 90,000 - 140,000; Full time

Benefits offered by this job

Unlimited time off

Flexible working (work from home)

Job summary

Rain is seeking a hands-on Compliance Analyst to join the Compliance team with a focus on KYC and KYB onboarding operations. This do-er role reviews applications, makes risk decisions, and collaborates with partners to move onboarding forward without compromising compliance.

You will own your queue end to end, exercise sound judgment on complex cases, and help improve onboarding processes in a fast-paced fintech environment.

Qualifications

• Minimum 3+ years in a compliance/KYC/AML onboarding role at a FinTech, payments, or crypto company.

Responsibilities

• Review and disposition KYC/KYB onboarding applications end to end, including customer profiles, documents, beneficial ownership, sanctions/PEP checks, adverse media, and transaction analysis.
• Perform enhanced due diligence on High Risk applicants, including source of funds/wealth, business model, and ownership documentation.
• Draft SAR narratives that meet FinCEN quality standards and clearly explain rationale.

Skills

KYC onboarding

AML investigations

SAR drafting

Regulatory compliance

Screening tools (OFAC/PEP)

Excellent written communication

Ownership / self-directed

Fast-paced multitasking

CAMs certification (plus)

Tools

Transaction monitoring platforms

Blockchain analytics tools

Job description

Rain is seeking a hands-on Compliance Analyst to join the Compliance team with a focus on KYC and KYB onboarding operations. This do-er role reviews applications, makes risk decisions, and collaborates with partners to move onboarding forward without compromising compliance.

You will own your queue end to end, exercise sound judgment on complex cases, and help improve onboarding processes in a fast-paced fintech environment.