KYC Digital/Principal Onboarding Analyst | Temporary Assignment

Bradescobank; Coral Gables (FL); On-site; USD 60,000 - 85,000; Full time

Job summary

Bradesco Bank in Coral Gables, FL, is seeking an AML Compliance Analyst to review manually triggered onboarding accounts and validate compliance with BSA/AML, KYC, CIP requirements.

You will evaluate high-risk referrals, OFAC/sanctions alerts, adverse media, and ensure documentation is audit-ready while meeting SLAs. Bilingual English/Spanish is required; Portuguese a plus.

Candidates should have 2+ years in banking/compliance and be proficient with MS Office.

Qualifications

• Minimum 2+ years in banking, onboarding, reviews, compliance, or related financial services.
• Knowledge of BSA, AML, OFAC, CIP, KYC, and due diligence preferred.
• Strong analytical, organizational, and problem-solving skills.
• Ability to work independently and meet SLAs.
• Proficient in Microsoft Office Suite (Excel, Word, Outlook).

Responsibilities

• Review manually triggered accounts in onboarding; identify referral reasons and elevate cases with high-risk indicators.
• Review OFAC/sanctions alerts; perform research, documentation, and disposition.
• Identify and escalate unusual activity and risk concerns to management.
• Review new prospect accounts and KYC/CIP documentation for completeness and compliance.
• Perform post-reviews of digital/virtual accounts and Level 1 & 2 accounts.
• Assist with daily monitoring input, reconciliation, and account monitoring.
• Ensure case files are accurate, audit-ready, and well documented.
• Identify and suggest process improvements; meet or exceed SLAs.

Skills

Analytical thinking

Organizational skills

Problem solving

BSA/AML knowledge

Attention to detail

Education

AML-related certifications preferred or in progress

Tools

Microsoft Excel

Microsoft Word

Microsoft Outlook

Job description

Only candidates with US Work Authorization will be considered.

Scope of Responsibilities:

The responsibility of this individual would be to review manually triggered accounts in the digital/principal onboarding workflow. Specifically, the role would focus on:

• Review customer accounts flagged for manual review, identify the reasons for referral, and elevate cases with high-risk indicators, including Politically Exposed Persons (PEPs), sanctions exposure, adverse media, and related concerns. Document findings for senior review.
• Review OFAC/Sanctions alerts, including research, analysis, documentation, disposition, and recommendations for approval.
• Identify and elevate unusual activity, inconsistencies, or risk concerns to management.
• Review new prospect accounts and KYC/CIP documentation for completeness, accuracy, and compliance with regulatory and internal requirements.
• Perform post-reviews of digital/virtual accounts and Level 1 & 2 accounts approved by the Digital Segment and CIMA.
• Assist with daily monitoring system input, reconciliation processes, and account monitoring.
• Ensure case files remain accurate, audit-ready, and properly documented.
• Identify and suggest process improvements.
• Meet or exceed SLAs.
• Embrace continuous change and adapt effectively to evolving regulatory expectations, technologies, and business needs.
• Monitoring onboarding pipelines and help prioritize cases as needed.
• Other duties as assigned.

Qualifications and Experience:

• Related certifications preferred or in progress.
• Minimum of 2+ years of banking, new account onboarding & reviews, compliance, operations, or related financial services experience
• Knowledge of BSA, AML, OFAC, CIP, KYC, and due diligence required to meet regulatory requirements preferred
• Experience reviewing PEPs or adverse media preferred.
• Strong analytical, organizational, and problem-solving skills.
• Ability to work independently, meet service legal agreements (SLAs) and productivity expectations.
• Proficient in Microsoft Office Suite, including Excel, Word, and Outlook.

Languages:

• English and Spanish: Fluent (written and verbal).
• Portuguese: Proficiency is a plus.

Bradesco Bank provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.