BSA KYC Analyst

BB Americas Bank; Miami (FL); On-site; USD 70,000 - 110,000; Full time

Benefits offered by this job

Company-paid Short and Long-Term Disab

401(k) plan with company match

Company Life Insurance

Mental health resources

Paid Time Off (PTO) – Generous leave

Birthday PTO

Maternity and Paternity Leave

Up to 2 weeks of remote work for careg

Wellhub membership

Hospital Indemnity

Accident & Critical Illness coverage

Job summary

BB Americas Bank is seeking an experienced BSA KYC Analyst to review and oversee new deposit account onboarding and loan-related KYC processes to ensure compliance with the Bank's BSA/AML and OFAC programs.

This role collaborates with the BSA Officer, lenders, and branch staff to verify documentation, perform due diligence, and maintain compliant records while supporting risk management and regulatory requirements.

Qualifications

• Bachelor's degree preferred.
• Minimum 2-5 years of banking, compliance, BSA/AML, KYC, OFAC, or related experience.
• Strong knowledge of BSA/AML, KYC, CDD, EDD, OFAC, and banking regulatory requirements.
• Excellent analytical, organizational, and communication skills.
• Advanced attention to detail and ability to manage multiple priorities.
• Proficiency in Microsoft Excel and Word.
• Bilingual English & Portuguese highly preferred; Spanish is a plus.

Responsibilities

• Review deposit account and loan onboarding documentation to ensure compliance with BSA/AML, KYC, CDD, EDD, and OFAC requirements.
• Verify account-opening data, beneficial ownership information, due diligence records, and required compliance validations.
• Conduct OFAC screenings, clear false positives, and investigate negative news or high-risk customer activity.
• Support client risk assessments and elevate potential compliance concerns to the BSA Officer.
• Perform enhanced investigations involving complex ownership structures and high-risk customers.
• Prepare reports, maintain compliance logs, and ensure discrepancies are documented and resolved.
• Assist with high-risk reviews and other compliance-related activities.
• Provide guidance and training to branch and internal personnel regarding account-opening requirements and procedures.
• Stay current on regulatory requirements, bank policies, and compliance best practices.
• Participate in special projects and departmental initiatives as assigned.
• Perform other duties and responsibilities as assigned by management, based on business needs and operational requirements.

Skills

Analytical

Organizational

Communication

Attention to detail

Multitasking

Education

Bachelor's degree preferred

Tools

Microsoft Excel

Microsoft Word

Job description

BB Americas Bank is seeking an experienced BSA KYC Analyst to review and oversee new deposit account onboarding and loan-related KYC processes to ensure compliance with the Bank's BSA/AML and OFAC programs. This role partners closely with the BSA Officer, lenders, and branch teams to verify account documentation, support risk management initiatives, conduct customer due diligence, and ensure adherence to applicable regulatory requirements.

Key Responsibilities

• Review deposit account and loan onboarding documentation to ensure compliance with BSA/AML, KYC, CDD, EDD, and OFAC requirements.
• Verify account-opening data, beneficial ownership information, due diligence records, and required compliance validations.
• Conduct OFAC screenings, clear false positives, and investigate negative news or high-risk customer activity.
• Support client risk assessments and elevate potential compliance concerns to the BSA Officer.
• Perform enhanced investigations involving complex ownership structures and high-risk customers.
• Prepare reports, maintain compliance logs, and ensure discrepancies are documented and resolved.
• Assist with high-risk reviews and other compliance-related activities.
• Provide guidance and training to branch and internal personnel regarding account-opening requirements and procedures.
• Stay current on regulatory requirements, bank policies, and compliance best practices.
• Participate in special projects and departmental initiatives as assigned.
• Perform other duties and responsibilities as assigned by management, based on business needs and operational requirements.

Qualifications

• Bachelor's degree preferred.
• Minimum 2-5 years of banking, compliance, BSA/AML, KYC, OFAC, or related experience, or an equivalent combination of education and experience.
• Strong knowledge of BSA/AML, KYC, CDD, EDD, OFAC, and banking regulatory requirements.
• Excellent analytical, organizational, and communication skills.
• Advanced attention to detail and ability to manage multiple priorities.
• Proficiency in Microsoft Excel and Word.
• Bilingual English & Portuguese highly preferred; Spanish is a plus.

Why Join Us?

• At BB Americas Bank, we take pride in being recognized as a Great Place to Work® for three consecutive years and in creating a workplace where our employees feel supported, valued, and empowered to grow.
• Top tier benefits package and ongoing professional development opportunities.
• Opportunity to work alongside experienced compliance professionals in a highly visible leadership role.
• Career growth in an organization committed to integrity, innovation, and regulatory excellence.

Some of the benefits our employees enjoy including:

• Company-paid Short and Long-Term Disability Insurance.
• 401(k) plan with company match eligibility.
• Company Life Insurance.
• Mental health resources and telehealth support.
• Paid Time Off (PTO) – Generous paid leave benefits promoting work-life balance.
• Birthday PTO – a day to celebrate You!
• Maternity and Paternity Leave.
• Up to 2 weeks of remote work to care for a family member with medical needs.
• Wellhub membership.
• Hospital Indemnity, Accident & Critical Illness coverage options.

BB Americas Bank is an Equal Opportunity Employer committed to providing equal employment opportunities to all qualified applicants and employees without regard to race, color, religion, sex, national origin, age, disability, genetic information, veteran status, or any other characteristic protected by applicable federal, state, or local law.