KYC/AML Compliance Analyst — Onboarding & FinCrime Expert

raincards.xyz; New York (NY); On-site; USD 75,000 - 115,000; Full time

Benefits offered by this job

Unlimited time off

Flexible working

Health coverage

401k match

Job summary

Rain is the global stablecoin payments platform seeking a hands-on Compliance Analyst in New York focused on KYC and KYB onboarding operations. You will review applications, make risk-based decisions, and work directly with partners and customers to move onboarding forward without sacrificing compliance quality.

This do-er role requires end-to-end ownership and strong judgment in complex cases. Join Rain to shape a borderless financial future at a hypergrowth fintech with a clear path for growth

Qualifications

• Minimum 3 years in compliance, KYC, AML investigations, or onboarding in fintech, payments, or crypto.
• Experience reviewing KYB applications, beneficial ownership analysis, and document verification.
• Experience with OFAC, PEP, and adverse media screening; able to document reasoning.
• Experience conducting end-to-end AML investigations and SAR-quality case documentation.
• Knowledge of BSA/AML program requirements and FinCEN SAR filing rules.
• Experience with transaction monitoring platforms and blockchain analytics tools.

Responsibilities

• Review and disposition transaction monitoring alerts and KYC/KYB onboarding applications end to end.
• Conduct enhanced due diligence on high-risk applicants, including funds and wealth sources.
• Make SAR recommendations with clear, regulator-defensible reasoning.
• Draft SAR narratives that meet FinCEN quality standards.
• Send RFIs to customers or partners and follow through to resolution of the alert or application.
• Support periodic KYC refresh reviews for existing customers.
• Contribute to onboarding and investigation policy development.

Skills

AML investigations

KYC onboarding

FinTech

Payments

Crypto

CAMS certification

Tools

Transaction monitoring

Blockchain analytics

Job description

Rain is the global stablecoin payments platform seeking a hands-on Compliance Analyst in New York focused on KYC and KYB onboarding operations. You will review applications, make risk-based decisions, and work directly with partners and customers to move onboarding forward without sacrificing compliance quality.

This do-er role requires end-to-end ownership and strong judgment in complex cases. Join Rain to shape a borderless financial future at a hypergrowth fintech with a clear path for growth