Junior Underwriter – Residential Lending Growth

Axos Business Center; San Diego (CA); On-site; USD 26,000 - 40,000; Full time

Benefits offered by this job

Medical, Dental, Vision & Life Insur

Paid time off: 3 weeks' vacation & 11+

HSA or FSA options

401(k) with employer match

529 Savings Plan

Employee mortgage loan program

Job summary

Axos Bank is seeking a Jr. Underwriter to analyze loan applications and related documents, clearing underwriting conditions per Axos policies while delivering excellent service to internal and external customers.

You will monitor loans in process to ensure timely completion and clear communication with all parties involved. Ideal candidates have a bachelor's degree or 2+ years in residential lending, strong analytical and mathematical skills, and the ability to work in a fast-paced team

Qualifications

• Bachelor's degree or 2+ years of experience in residential lending.
• Knowledge of appropriate systems PC Lender/Mortgage Director is a plus
• Ability to retain confidential information and display a high level of professionalism
• Provide timely and courteous service to both internal and external customers
• Ability to communicate effectively in both written and verbal forms
• Ability to perform correct mathematical calculations and analyses
• Ability to organize and prioritize tasks; multi-tasking is essential
• Ability to work as a team player; work productively in a fast-paced environment with minimal supervision
• Knowledgeable of lending practices and procedures including loan documentation requirements

Responsibilities

• Maintain a thorough working knowledge of Axos’ lending policies, procedures, underwriting guidelines, loan-to-value published parameters, and requirements for packaging of loans
• Examine loan application packages and trailing documentation submitted by Sales and Operations for completeness, conformity and acceptability to Axos lending policies and guidelines.
• Determine if additional documentation is required to complete the underwriting process and clear loan to close
• Analyzing applicant income, assets, liabilities, credit and other factors.
• Reviewing collateral documentation and appraisals
• Adhering to all applicable compliance regulations, including BSA, BPA and Right to Financial Privacy
• Demonstrates a commitment to fair lending

Skills

Communication skills

Teamwork

Analytical thinking

Mathematical calculations

Organizational skills

Multitasking

Attention to detail

Education

Bachelor's degree or 2+ years in residential lending

Tools

PC Lender/Mortgage Director

Job description

Axos Bank is seeking a Jr. Underwriter to analyze loan applications and related documents, clearing underwriting conditions per Axos policies while delivering excellent service to internal and external customers.

You will monitor loans in process to ensure timely completion and clear communication with all parties involved. Ideal candidates have a bachelor's degree or 2+ years in residential lending, strong analytical and mathematical skills, and the ability to work in a fast-paced team