Junior Mortgage Underwriter – Bonus Eligible

Axos Business Center; San Diego (CA); On-site; USD 26,000 - 40,000; Full time

Benefits offered by this job

Medical/Dental/Vision/Life Insurance

Paid time off (Sick leave + vacation)

HSA/FSA benefits

401(k) + 529 Savings Plan

Employee Mortgage Loan Program

Job summary

Axos Bank is hiring a Jr. Underwriter in San Diego to thoroughly analyze loan applications, ensure compliance with Axos lending policies, and clear underwriting conditions.

The role emphasizes timely communication with sales, operations, and customers while maintaining confidentiality and professionalism. The candidate will examine documentation, request additional items when needed, and support a fast-paced underwriting team in a dynamic financial services environment.

Qualifications

• Bachelor's degree or 2+ years of experience in residential lending.
• Knowledge of PC Lender/Mortgage Director is a plus.
• Ability to retain confidential information and display professionalism.
• Provide timely and courteous service to internal and external customers.
• Ability to communicate effectively in writing and verbally.
• Ability to perform correct mathematical calculations and analyses.
• Ability to organize and prioritize tasks, manage workflow, multi-tasking essential.

Responsibilities

• Analyze loan applications and supporting documents to clear underwriting conditions.
• Maintain knowledge of Axos’ lending policies and guidelines.
• Determine additional documentation needed to complete the underwriting process.
• Review income, assets, liabilities, credit, and collateral documentation.
• Adhere to compliance regulations including BSA, BPA and Right to Financial Privacy.
• Work as part of a team in a fast-paced environment.

Skills

Underwriting

Residential lending

Communication

Analytical skills

Education

Bachelor's degree

Tools

PC Lender / Mortgage Director

Job description

Axos Bank is hiring a Jr. Underwriter in San Diego to thoroughly analyze loan applications, ensure compliance with Axos lending policies, and clear underwriting conditions.

The role emphasizes timely communication with sales, operations, and customers while maintaining confidentiality and professionalism. The candidate will examine documentation, request additional items when needed, and support a fast-paced underwriting team in a dynamic financial services environment.