Junior Excess & Surplus Underwriter Trainee

The Cincinnati Insurance Companies; Cincinnati (OH); On-site; USD 54,000 - 66,000; Full time

Benefits offered by this job

Annual bonus

Stock incentives

Job summary

The Cincinnati Insurance Companies is seeking extraordinary people to join the Excess & Surplus - Associate Production Underwriter Trainee class beginning January 2027. This trainee reports to our Fairfield, OH headquarters and is paid at $28.85 hourly, converting to about $60,000 annually after training.

Eligible associates may also receive an annual cash bonus and stock incentives based on performance. The program emphasizes training, agency relationships, and underwriting knowledge

Qualifications

• Bachelor’s degree or four or more years of insurance-related work experience and a complete Associate in Insurance (AINS) designation.
• Candidates who graduated within the last five years are required to submit an official or unofficial academic transcript as part of their application.

Responsibilities

• Participate in and complete a training curriculum to assist independent agents with excess and surplus commercial lines.
• Demonstrate a basic understanding of underwriting concepts, lines of coverage, and Cincinnati’s risk appetite.
• Price new business and renewal accounts with attention to segmentation, net rate, and exposure targets.
• Meet department service standards for new business and renewal issuance.
• Respond to inquiries promptly, research effectively, and resolve issues for internal and external customers.
• Analyze data to drive value-added decisions on price, terms, and conditions; balance performance goals with growth objectives.
• Provide agencies with sound advice and decisions to drive profit and growth.
• Build and leverage relationships with headquarters and field associates to foster a valuable agency experience.

Skills

Communication

Negotiation

Analytical thinking

Detail-oriented

Problem-solving

Organization

Time management

Relationship building

Decision-making

Learning agility

Education

Bachelor’s degree

AINS designation

4+ years insurance experience

Job description

The Cincinnati Insurance Companies is seeking extraordinary people to join the Excess & Surplus - Associate Production Underwriter Trainee class beginning January 2027. This trainee reports to our Fairfield, OH headquarters and is paid at $28.85 hourly, converting to about $60,000 annually after training.

Eligible associates may also receive an annual cash bonus and stock incentives based on performance. The program emphasizes training, agency relationships, and underwriting knowledge