Junior Credit Analyst – Underwriting & Analysis

Peoples Bank - Newton, NC; Newton (NC); On-site; USD 55,000 - 75,000; Full time

Job summary

Peoples Bank - Newton, NC seeks a Credit Analyst to develop and analyze credit information for commercial loans and to assist in preparing periodic management reports. The role includes maintaining commercial credit files for external loan review to ensure documentation compliance and timely reviews.

Qualifications include a Bachelor's degree, knowledge of credit policy, and strong Excel/Word PC skills, with emphasis on financial statement analysis and underwriting fundamentals.

Qualifications

• Bachelor's degree from an accredited four-year university.
• Knowledge of bank credit policy and procedures.
• Understanding of credit underwriting issues associated with a wide variety of business.
• Strong communication and customer service abilities.

Responsibilities

• Develops and analyzes credit information pertaining to diverse types of commercial loans.
• Assists in preparing periodic reports for management use.
• Maintains commercial credit files for external loan review.

Skills

Communication skills

Customer interaction

Financial statement analysis

Tax return analysis

PC skills

Education

Bachelor's Degree

Tools

Excel

Word

Job description

Peoples Bank - Newton, NC seeks a Credit Analyst to develop and analyze credit information for commercial loans and to assist in preparing periodic management reports. The role includes maintaining commercial credit files for external loan review to ensure documentation compliance and timely reviews.

Qualifications include a Bachelor's degree, knowledge of credit policy, and strong Excel/Word PC skills, with emphasis on financial statement analysis and underwriting fundamentals.