Senior Commercial Credit Analyst — Portfolio & Risk

TruNorth Bank; Northern (KY); Hybrid; USD 72,000 - 88,000; Full time

Job summary

Unknown company in Peabody, MA is seeking a Commercial Credit Analyst III to support loan decisions by analyzing financial statements and preparing memos. You will spread and interpret statements, evaluate risk, and assist in credit reviews for existing relationships.

The role requires 3–5 years of credit analysis experience, a Bachelor’s degree in accounting/finance/business, strong communication and organizational skills, and mentoring responsibilities for junior staff.

Qualifications

• Bachelor’s degree in accounting, finance, or business administration.
• 3–5 years of commercial credit analysis experience.
• Strong analytical, communication, and organizational skills.
• Working knowledge of commercial loan origination, underwriting, and documentation software.

Responsibilities

• Prepare analysis on moderate to complex commercial credit requests.
• Spread and interpret financial statements; provide loan risk ratings.
• Prepare credit reviews of existing relationships and assess portfolio risk.
• Mentor junior staff and assist with reports.
• Respond to inquiries from commercial banking customers.

Skills

Analytical skills

Communication skills

Organizational skills

Attention to detail

MS Office

Mentoring

English proficiency

Education

Bachelor's degree in accounting/finance/business administration

Tools

Commercial loan software systems

Job description

Unknown company in Peabody, MA is seeking a Commercial Credit Analyst III to support loan decisions by analyzing financial statements and preparing memos. You will spread and interpret statements, evaluate risk, and assist in credit reviews for existing relationships.

The role requires 3–5 years of credit analysis experience, a Bachelor’s degree in accounting/finance/business, strong communication and organizational skills, and mentoring responsibilities for junior staff.