Credit Analyst I

Peoples Bank Master; Newton (NC); On-site; USD 45,000 - 65,000; Full time

Job summary

Peoples Bank Master in Newton, NC seeks a credit analyst to develop and analyze credit information for diverse commercial loans. You will support management with reporting and maintain credit files for external review.

The role requires a Bachelor's degree, knowledge of bank credit policy, and strong Excel and communication skills. Experience in loan documentation and underwriting is preferred.

Qualifications

• Bachelor’s Degree from an accredited four-year university
• Knowledge of bank credit policy and procedures
• Superior knowledge of commercial loan documentation requirements, regulations and Bank policy
• Understanding of credit underwriting issues associated with a wide variety of business

Responsibilities

• Develops and analyzes all types of credit information pertaining to diverse types of commercial loans; assists in preparing periodic reports for use by management.
• Assists in the preparation and maintenance of commercial credit files for external loan review.

Skills

Excel

Word

Communication

Customer interaction

Financial analysis

Calculator

Education

Bachelor’s Degree

Job description

Job Details

Level: Experienced, Job Location: Corporate - Newton, NC 28658, Position Type: Full Time, Job Shift: Day, Develops and analyzes all types of credit information pertaining to diverse types of commercial loans; assists in preparing periodic reports for use by management. Assists in the preparation and maintenance of commercial credit files for external loan review.

Qualifications

Required Education/Knowledge:

• Bachelor’s Degree from an accredited four-year university
• Knowledge of bank credit policy and procedures
• Superior knowledge of commercial loan documentation requirements, regulations and Bank policy
• Understanding of credit underwriting issues associated with a wide variety of business

Preferred Education/Knowledge:

• Knowledge of other areas of bank operations

Required Experience

• 0 to 2 years’ experience in a lending environment of a financial institution
• Previous loan documentation and underwriting experience

Preferred Experience

• Previous loan documentation and underwriting experience

Required Skills

• Proficiency with PC including Word and Excel
• Calculator skills
• Well-developed communication skills
• Ability to deal with customers, co-workers and attorneys
• Ability to spread and analyze financial statements and tax returns (beneficial)