Jr Mortgage Processor

HCLTech; Highlands Ranch (CO); On-site; USD 40,000 - 60,000; Full time

Benefits offered by this job

Medical, dental, and vision insurance

401(k) retirement plan

10 days of paid time off per year

10 paid holidays per year

Job summary

A leading technology services firm in Highlands Ranch, CO is seeking a Jr Mortgage Loan Processor to manage a pipeline of loans and provide exceptional customer service. Responsibilities include validating loan applicant information, coordinating with underwriters, and ensuring confidentiality. Candidates should possess a high school diploma and demonstrate effective communication skills. This full-time position offers competitive benefits, including paid time off and a retirement plan.

Qualifications

• Minimum of 1 year of prior loan processing experience preferred.
• Must be able to perform essential responsibilities with or without reasonable accommodation.

Responsibilities

• Validate assets and liabilities on the loan application.
• Contact customers to obtain information for underwriters.
• Deliver high-level customer service while maintaining confidentiality.

Skills

Excellent customer service skills

Written and oral communication skills

Multi-tasking

Ability to operate in a high-volume environment

Knowledge of federal and state regulatory requirements

Education

High School Diploma or GED equivalent

Some college preferred

Tools

MS Office

Encompass 360

Job description

As a Jr Mortgage Loan Processor, may also help with the following....

Work for one of our client projects, you will be your bring your exceptional communication skills, sense of urgency, willingness to work closely with others, and serve as the primary point of contact for our client's customers as they navigate through the mortgage loan process.You will effectively manage a large pipeline of loans.

Essential Functions/Duties:

• Validate assets and liabilities listed on the loan application by gathering information from third party resources (examples include obtaining bank statements to verify deposit balances and matching liabilities listed against credit reports). Validate additional information provided by loan applicant on the application (including Verification of Employment, Verification of Deposits, flood certification, HMDA information, etc.)
• Provide all required information to underwriters – if additional information is needed, contact Loan Officer and/or customer to obtain needed information
• Obtain list from underwriters of conditions necessary to close loan and works with customer to obtain necessary information – submitting it to underwriter.
• Verifies that all files receiving “clear to close” approval contain Title Commitment, Proof of Homeowners Insurance, Insured Closing Letter, Wiring Instructions and Tax Reports
• Protect Company’s reputation and image by maintaining Borrower confidence; deliver a high level of customer service and by keeping mortgage loan information confidential.
• Work as directed by Management.

Preferred Education & Experience:

• High School Diploma or GED equivalent required, some college preferred; College degree desired.
• Intermediate to computer proficiency skills with MS Office, Excel and Mortgage Loan Applications/Software) Encompass 360 desired.
• A minimum of 1 year of prior loan processing experience is preferred
• Excellent customer service skills; written and oral communication skills and ability to demonstrate control, flexibility and maintain quality and high productivity when dealing with customers and changing work demand.
• Ability to multi-task and operate in a high-volume, fast-paced environment.
• Knowledge of federal and state regulatory requirements a plus.
• Must be able to perform essential responsibilities with or without reasonable accommodation.

Experience:

• Mortgage Processing: 2-3 year (Preferred)
• Microsoft Office: 3 year (Preferred)
• Customer Service: 3 year (Preferred)

Education:

• High school or equivalent (Required)

We offer:

HCLTech is an equal opportunity employer, committed to providing equal employment opportunities to all applicants and employees regardless of race, religion, sex, color, age, national origin, pregnancy, sexual orientation, physical disability or genetic information, military or veteran status, or any other protected classification, in accordance with federal, state, and/or local law. Should any applicant have concerns about discrimination in the hiring process, they should provide a detailed report of those concerns to [e-mail] for investigation. A candidate’s pay within the range will depend on their work location, skills, experience, education, and other factors permitted by law. This role may also be eligible for performance-based bonuses subject to company policies. In addition, this role is eligible for the following benefits subject to company policies: medical, dental, vision, pharmacy, life, accidental death & dismemberment, and disability insurance; employee assistance program; 401(k) retirement plan; 10 days of paid time off per year (some positions are eligible for need-based leave with no designated number of leave days per year); and 10 paid holidays per year.

Beverly Bishop

HCLTech

Human Resource Manager

Mobile: [phone]

Email: [e-mail]

https://www.hcltech.com/

https://www.linkedin.com/company/hcltech/