Intern - Commercial Banking

Midland States Bank; Sunset Hills (MO); On-site; USD 20,000 - 29,000; Part time

Job summary

Midland States Bank in St. Louis, MO is offering an Intern – Commercial Banking role to support a dynamic team with research, analysis, and special projects, gaining broad exposure to lending, relationship management, and banking operations.

The internship runs Summer 2027, requires 40-hour weeks Monday–Friday, and candidates must be enrolled with at least two years of coursework in Finance/Accounting/Economics/Business.

Qualifications

• Enrollment in a degree program with at least 2 years completed.
• Finance/Accounting/Economics/Business coursework preferred; related data analytics may be relevant.
• Proficient in Excel and Teams with strong analytical and communication skills.

Responsibilities

• Support the St. Louis Commercial Banking team with research, analysis, and special projects.
• Assist with data mining and market research to support growth initiatives.
• Attend team meetings and observe relationship management and banking operations.

Skills

Excel

Microsoft Teams

Analytical skills

Organizational skills

Communication skills

Teamwork

Education

Finance coursework

Accounting coursework

Economics coursework

Business Administration coursework

Data Analytics coursework

At least 2 years of study

Tools

Microsoft Excel

Microsoft Teams

Job description

At Midland States Bank, base salary is one component of our Total Rewards program. Exact compensation is determined by factors such as (but not limited to) education, skills, internal equity, and experience. This position offers additional compensation in the form of short-term incentives (i.e. bonus and/or commission) and may include long-term incentives (i.e. stock awards). Incentives and benefits are subject to eligibility requirements.

Benefits for this role include comprehensive healthcare, well-being benefits, paid family leave as well as generous paid time off. Total Rewards also include banking perks, an Employee Stock Purchase Plan, 401K plan with company match and may include the opportunity to participate in our Non-Qualified Deferred Compensation plan.

Intern – Commercial Banking St. Louis, MO Rate of Pay: $18 an hour

At Midland States Bank, we believe that when we can bring our whole selves to work each day, we become happier, more comfortable, more confident, and more excited to do great things for our customers, each other and our company. We’re proud to be an Equal Opportunity and Aff?ative Action employer. At Midland, we recruit, employ, train, compensate and promote without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status.

Position Summary

The Commercial Banking Intern will support the St. Louis Commercial Banking team with research, analysis, and special projects while gaining broad exposure to commercial lending, relationship management, and the banking industry.

Primary Accountabilities

• Conduct competitive market analysis using internal and external information to support the Commercial Banking team and the Bank's growth initiatives.
• Assist with data mining, data cleansing, and related analysis that supports business development and market growth efforts.
• Support special projects and provide a fresh perspective on opportunities that may benefit the Commercial Banking team and broader organization.
• Gain exposure to commercial credit structuring and underwriting, business development and relationship management, Treasury and deposit solutions, retail transactions and operations, and risk and compliance.
• Attend Commercial Banking team meetings and accompany team members on external calls, as appropriate, to observe relationship management and business development in practice.
• Engage with professionals across Commercial Banking and other areas of the Bank to build foundational knowledge of Midland's culture, strategy, goals, and banking fundamentals.
• Perform other duties as assigned.
• Maintain compliance with all applicable regulations including, but not limited to, the Bank Secrecy Act (BSA).

Position Qualifications

• The internship will run for Summer of 2027 beginning mid-May and ending early August.
• Able to work a 40 hour work week, Monday-Friday, between 8 a.m. and 5 p.m.
• Must reside local to the St. Louis, MO area and report to the St. Louis office.
• Enrolled in a degree program at a college or university with at least 2 years completed.
• Finance, Accounting, Economics, or Business Administration coursework is preferred; Data Analytics, Entrepreneurship, Marketing, or Sales coursework may also be relevant.
• Works well in team environment.
• Proficient in Microsoft Excel and Teams.
• Demonstrates ability to learn and use new software and programs.
• Demonstrated leadership and/or community involvement.
• Ability to articulate a specific interest in banking and commercial banking.
• Strong analytical, organizational, and communication skills.

Competencies

• Business insight
• Cultivates innovation
• Drives results
• Makes sound decisions
• Being a brand champion
• Collaborates
• Communicates effectively
• Customer focus
• Being Authentic
• Emotional Intelligence
• Self-development
• Being flexible and adaptable

Additional Information

Midland States Bank may use automated tools and artificial intelligence ("AI") to assist with recruiting, screening, and hiring decisions. In accordance with the Illinois Human Rights Act (effective January 1, 2026), these tools are designed and monitored to be neutral and job-related, and must not be used in a way that discriminates against applicants or employees based on any protected characteristic.

If you require reasonable accommodation in completing this application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please direct your inquiries to Midland States Bank Human Resources at [e-mail].