Insurance Underwriter Agent

GoldenTrust Insurance; Miami (FL); On-site; USD 22,000 - 23,000; Full time

Benefits offered by this job

401(k)

Flexible schedule

Opportunity for advancement

Job summary

GoldenTrust Insurance is seeking an Insurance Underwriter Agent in Miami to assess risks, review applications, and ensure underwriting guidelines are followed. You will collaborate with sales to issue accurate quotes and policies while maintaining portfolio integrity.

The role targets detail-oriented, analytical professionals with Florida licensing and at least 1 year of experience, preferably bilingual in English and Spanish. The position offers a collaborative culture and growth opportunities.

Qualifications

• Valid Florida 4-40 or 2-20 Insurance License required.
• Minimum 1 year of underwriting or insurance sales experience.
• Strong analytical and decision-making skills.
• High attention to detail and accuracy in documentation.
• Effective written and verbal communication.
• Bilingual English/Spanish preferred.
• Familiarity with carrier portals and underwriting platforms.

Responsibilities

• Review and evaluate new applications per carrier guidelines.
• Analyze inspection reports and documents to determine risk.
• Ensure underwriting decisions comply with underwriting guidelines.
• Collaborate with sales to clarify requirements and issue policies.
• Monitor active policies for risk exposure and actions.
• Maintain organized underwriting records.
• Stay updated on industry and carrier changes.

Skills

Underwriting

Analytical thinking

Attention to detail

Communication skills

Bilingual English/Spanish

Education

Insurance License (Florida 4-40 or 2-20)

Tools

Carrier portals

Underwriting platforms

Job description

Benefits:

• 401(k)
• Flexible schedule
• Opportunity for advancement

GoldenTrust Insurance is one of South Florida’s fastest-growing agencies, known for delivering trusted insurance solutions with professionalism, transparency, and care. We are expanding our team and seeking a detail-oriented and analytical Insurance Underwriter Agent to join our high-performing operation.

This role is ideal for licensed professionals who thrive on evaluating risk, making informed decisions, and supporting the agency’s production goals by ensuring quality and compliance.

As an Insurance Underwriter Agent, you will be responsible for assessing risks, reviewing applications, ensuring compliance with underwriting guidelines, and collaborating with sales agents to issue accurate and timely quotes and policies. Your insight will be essential in maintaining the integrity of our portfolio while supporting the agency’s growth.

Required Qualifications

• Valid Florida 4-40 or 2-20 Insurance License (Required)
• Minimum 1 year of experience in insurance underwriting or insurance sales
• Strong analytical and decision-making skills
• High attention to detail and accuracy in documentation
• Effective communication skills, both written and verbal
• Bilingual (English/Spanish) preferred
• Familiarity with various carrier portals and underwriting platforms

Responsibilities

• Review and evaluate new insurance applications in line with carrier guidelines
• Analyze inspection reports, and other documents to determine risk acceptability
• Ensure underwriting decisions comply with the Insurance Companys Guidelines
• Work closely with the sales team to clarify underwriting requirements and support timely policy issuance
• Monitor active policies for risk exposure and recommend appropriate action
• Maintain accurate and organized records of underwriting activities
• Stay current with industry trends, carrier changes, and market dynamics

Why Join GoldenTrust Insurance?

• Supportive, collaborative team culture
• Opportunities for professional growth and advancement
• Access to top-tier training and carrier resources
• Competitive compensation structure with potential performance incentives

Compensation & Benefits

• Base Pay: $16–$17 per hour (commensurate with experience)
• Paid Time Off and Flexible Scheduling

• 401(k) Retirement Plan

• Professional development and continuing education support