Insurance Specialist: Personal & Commercial Risk Advisor

Rafail Insurance Agency; Houston (TX); On-site; USD 52,000 - 75,000; Full time

Job summary

Rafail Insurance Agency in Houston, TX is seeking an Insurance Specialist to support clients’ personal and commercial insurance needs. The role involves assessing risk, recommending coverage, and preparing quotes and policy proposals.

You will handle new proposals, endorsements, renewals, and claims support while ensuring accurate documentation and carrier/regulatory compliance. You will respond to inquiries, coordinate with carriers and underwriters, and collaborate with team members to meet

Qualifications

• Knowledge of personal and commercial lines, underwriting basics, and policy structures.
• Understanding premiums, deductibles, coverage limits, and basic financial implications for clients.
• Clear verbal and written communication, active listening, and presentation abilities.

Responsibilities

• Consult with clients to assess risk and recommend appropriate coverage options.
• Prepare quotes and policy proposals, process new proposals, endorsements, renewals, and claims support.
• Respond to inquiries, follow up in a timely manner, coordinate with carriers and underwriters, and maintain documentation.

Skills

Insurance & Brokerage knowledge

Finance understanding

Communication skills

Customer service

Licensing (P&C, Life/Health)

Agency/Brokerage experience

Office software/CRM proficiency

Job description

Rafail Insurance Agency in Houston, TX is seeking an Insurance Specialist to support clients’ personal and commercial insurance needs. The role involves assessing risk, recommending coverage, and preparing quotes and policy proposals.

You will handle new proposals, endorsements, renewals, and claims support while ensuring accurate documentation and carrier/regulatory compliance. You will respond to inquiries, coordinate with carriers and underwriters, and collaborate with team members to meet