Insurance Sales Agent - St. Cloud, MN

Auto Club Services; Saint Cloud (MN); On-site; USD 30,000 - 48,000; Full time

Benefits offered by this job

Full Benefits

PTO & Sick Leave

Ramp-up Incentive

Job summary

Auto Club Services in Saint Cloud, MN is hiring for a full-time, hourly insurance sales role. You will own the sale and ongoing service of insurance products, build relationships with members, and grow the client base through community engagement and referrals.

We provide training, a supportive ramp-up incentive, and benefits. Expect a Monday–Friday schedule, with base pay plus incentives and full benefits; licensing support is available if needed.

Qualifications

• Active State Property & Casualty Insurance Sales license.
• Active State Life and Health Insurance Sales license, or obtain within 60 days of hire.
• If you do not possess the appropriate license, ACG may assist candidates.
• Must qualify, obtain, and maintain all applicable state licenses and appointments required for selling and/or servicing Auto Club Group Membership products.
• Obtain Health and Accident licenses and appointments where applicable as deemed necessary and within a time frame established by the Business Unit.
• High School diploma or equivalent.
• 1+ year(s) of customer-facing experience in a fast-paced computer automated business environment.
• Insurance experience is helpful—but not required.
• We provide training to help you get licensed and confident in the role.

Responsibilities

• Own the sale and ongoing service of ACG-branded and brokered insurance products, memberships, and financial products.
• Uncover customer needs, generate new business, retain existing clients, grow insurance portfolio, and meet targets.
• Conduct comprehensive insurance reviews to assess risk and identify coverage gaps.
• Quote, bind, and issue policies in accordance with underwriting guidelines.
• Build and maintain strong rapport with members and clients, respond to inquiries promptly.
• Prospect, engage in community events, expand referral networks, identify cross-sell opportunities.

Skills

Relationship building

Sales

Communication

Customer service

Education

Insurance Sales License (state)

High School diploma or equivalent

Tools

CRM software

Job description

Job Type:
Full time
Exempt/Non Exempt:
Hourly

Job Description:
This is a relationship driven sales role with long-term income potential through commission. We know building a client base takes time, which is why we offer ramp-up earnings support during your first months as you grow your pipeline and book of business

$2,500 New Agent Ramp-up Incentive
This supports your transition by providing additional income as you develop your pipeline and build a strong foundation for long-term success

If you enjoy helping people, building relationships, and earning more through performance, we'll provide the training, tools, and support to help you succeed

Success in this role comes from:
Consistent outreach
Proactive engagement with prospective clients
Strong follow-up
Community networking
Building trust with clients

Position Schedule / Shift:
Monday - Friday 8:30 am - 5:30 pm

Position Summary

Full-time | W‑2 | Base Pay + Incentives + Full Benefits
Join a fast-paced branch where you'll grow your sales career by helping customers find the right insurance and financial solutions. Build meaningful relationships, uncover new opportunities, and drive business through community engagement and referrals-all while earning rewards for your success

Key Responsibilities

Sales, Retention & Revenue Growth: Own the sale and ongoing service of ACG‑branded and brokered insurance products, memberships, and financial products within a high‑traffic ACG branch; uncover customer needs, generate new business, retain existing clients, grow ACG's insurance portfolio, overcome objections, negotiate effectively, close sales, and meet or exceed individual sales targets and incentive plan expectations.

Insurance Reviews & Policy Execution: Conduct comprehensive insurance reviews to assess risk, identify coverage gaps, recommend appropriate solutions, and quote, bind, and issue policies in accordance with underwriting guidelines and regulatory requirements.

Customer Relationship Management: Build and maintain strong rapport with members and clients, respond to inquiries with professionalism and urgency, and support high customer satisfaction, loyalty, and trust in the AAA brand.

Prospecting, Community Engagement & Referrals: Actively engage in local branch and community events to prospect, expand referral networks, develop new business opportunities, and identify cross‑sell and referral opportunities into Travel and Financial Services to maximize overall member value.

Required Qualifications:

Active State Property & Casualty Insurance Sales license
Active State Life and Health Insurance Sales license, or obtain within 60 days of hire
If you do not possess the appropriate license, ACG may assist candidates
Must qualify, obtain, and maintain all applicable state licenses and appointments required for selling and/or servicing Auto Club Group Membership products.
Obtain Health and Accident licenses and appointments where applicable as deemed necessary and within a time frame established by the Business Unit.
High School diploma or equivalent
1+ year(s) of customer-facing experience in a fast-paced computer automated business environment (i.e., financial/banking)
Insurance experience is helpful-but not required.
We provide training to help you get licensed and confident in the role

Experience That Sets You Up for Success

Sales Execution & Pipeline Management: Demonstrated ability to develop, manage, and close sales opportunities, including disciplined lead tracking, follow‑up, pipeline management, and accountability for achieving and exceeding performance goals.

Consultative Selling & Customer Discovery: Apply consultative selling techniques supported by deep product knowledge, strong listening skills, and the ability to quickly assess customer needs, identify coverage gaps, recommend appropriate solutions, and deliver tailored value.

Prospecting & Business Development: Proven ability to generate new opportunities through referrals, outbound activity, networking, and other business‑development efforts.

Communication & Customer Mindset: Excellent verbal and written communication skills with a strong customer‑first mindset and confidence in guiding sales conversations.

Sales Technology & Tools: Proficient in leveraging technology to support sales execution, including CRM platforms and Microsoft Office applications.

Work Environment

Work in a temperature-controlled AAA branch location
Ability to work varied hours, including possible weekends
Some travel to local events may be required

Compensation & Benefits Overview

ACG complies with all applicable state and local laws regarding required benefits (including PTO, paid sick leave, etc.).

Deeper Dive into Pay & Incentives

Build a rewarding sales career with the stability of base pay, performance-based earning potential, and support to grow, with additional career path options available if entrepreneurship is part of your long-term goals.
Base pay (non-exempt) Typical firs