Insurance Risk Advisory Analyst

3M HEALTHCARE; Orlando (FL); On-site; USD 90,000 - 130,000; Full time

Benefits offered by this job

Health insurance

401(k) with company match

PTO + holidays

Job summary

Foundation Risk Partners is seeking a Risk Management Consultant to join its Insurance Consulting & Risk Advisory team in a client‑facing capacity. You will lead complex assignments, synthesize technical risk data into strategic insight, and advise senior stakeholders on enterprise and transactional risk issues.

The role focuses on identifying exposures, managing renewals, collaborating with brokers and legal teams, reviewing contracts, negotiating pricing, analyzing loss data, and guiding

Qualifications

• Bachelor's degree in Risk Management, Insurance, or related field.
• Strong analytical and problem‑solving skills.
• Internship or coursework related to insurance, risk management, or consulting.
• Professional certifications preferred: ARM, CPCU, CRM, FRM, RF.

Responsibilities

• Identify, evaluate, and analyze operational, contractual, and third‑party risk exposures arising from client business activities, vendors, service providers, and customers.
• Strategically manage enterprise‑wide insurance and risk program renewals, including broker oversight, coverage optimization, cost reduction initiatives, and market negotiations.
• Collaborate with and direct external advisors including brokers, underwriters, claims professionals, TPAs, legal counsel, and specialty consultants.
• Review contracts, leases, vendor agreements, and licensing arrangements to ensure compliance with established insurance and risk management requirements.
• Evaluate and negotiate insurance pricing, program structures, deductibles, limits, policy wording, and service agreements; prepare cost‑benefit analyses of program alternatives.
• Analyze loss data and prepare monthly reserve accruals and reporting for finance, risk, and safety teams.
• Partner with legal, HR, audit, and claims teams to establish settlement strategies and support complex claims decision‑making.
• Research emerging and best‑in‑class risk management trends, providing strategic recommendations related to insurance purchasing, program design, loss control, safety, and claims management.

Skills

Analytical thinking

Problem solving

Client facing

Education

Bachelor's degree in Risk Management, Insurance, or related field

Job description

Foundation Risk Partners is seeking a Risk Management Consultant to join its Insurance Consulting & Risk Advisory team in a client‑facing capacity. You will lead complex assignments, synthesize technical risk data into strategic insight, and advise senior stakeholders on enterprise and transactional risk issues.

The role focuses on identifying exposures, managing renewals, collaborating with brokers and legal teams, reviewing contracts, negotiating pricing, analyzing loss data, and guiding