Installments Card Product Director

Jobtailor

Illinois

On-site

USD 180,000 - 280,000

Full time

3 days ago

Be an early applicant

Application generator

An application made for this job — a tailored resume and cover letter that speak straight to the posting.

Get past ATS filters

Job summary

Jobtailor in Illinois is seeking a senior product leader to own the Installments card business, shaping strategy, product roadmap, and go-to-market plans to drive growth and profitability. You will lead cross-functional teams across Marketing, Analytics, Technology, and Credit Risk, manage vendor relationships, ensure regulatory compliance, and mentor a high-performance product management team.

The role requires 10+ years in card payments, strong financial acumen, and a track record of

Qualifications

Bachelor’s degree
10+ years of Card or related payment products experience
5+ years working with payment third party vendors for core payments capabilities
5+ years in product development, forecasting, business case development, strategic planning, project management
Strong knowledge of BNPL or installments products
Excellent executive-level presentation and communication skills

Responsibilities

Lead the Installments card business, designing and executing product strategies to drive growth and profitability
Develop long-term strategic plans, budgets, KPIs, and target setting for the portfolio
Align strategy and roadmap with senior leadership and company-wide goals
Oversee development of new installments card products, features, and benefits
Formulate go-to-market strategy with marketing and communications partners
Build and mentor a team of product managers and lead cross-functional teams

Skills

Product strategy

Vendor management

Regulatory compliance

Cross-functional leadership

Financial analysis

Credit risk

Strategic planning

Team leadership

Education

Bachelor's degree

Master's degree preferred

Tools

MS Word

MS Excel

MS PowerPoint

Job description

Lead the Installments card business, including design and execution of product strategies to drive growth and profitability
Develop long-term strategic plans and set business targets, budgets, and KPIs for the portfolio
Align strategy and product roadmap with senior leadership and company-wide goals
Oversee development of new installments card products, features, and benefits
Research emerging trends and customer behaviors to drive innovative solutions
Formulate go-to-market strategy with marketing and communications partners
Partner across the enterprise to implement new products and features
Create test-and-learn strategies with Data and Analytics, Marketing, and Product Analytics to drive engagement, deepening, and household growth
Lead cross-functional teams across Marketing, analytics, technology, and credit risk for installments campaigns
Leverage customer data and insights to improve the value proposition and customer experience
Ensure installment products comply with regulatory requirements, internal policies, and industry standards
Develop and monitor risk management frameworks with credit risk, fraud prevention, collections, and disputes partners
Monitor portfolio performance and adjust credit policies to mitigate risk
Build, lead, and mentor a team of product managers
Manage team performance, career development, and training initiatives
Oversee portfolio revenue, costs, profitability, and operational metrics
Communicate product performance and incorporate stakeholder feedback into product and go-to-market strategies
Report KPIs, financial results, and strategic initiatives to senior management
Develop and manage relationships with vendors, payment networks, fintech companies, and credit bureaus
Negotiate favorable terms with external partners
Perform other duties as assigned

Requirements

Bachelor’s degree
10+ years of Card or related payment products, oversight and experience
5+ years working with payment third party vendors for core payments capabilities (processing, core payment functionality)
5+ years in demonstrated experience in product development, forecasting, business case development, strategic planning, project management and tactical implementation
Master’s degree preferred
Deep knowledge payment products and financial services
Experience with BNPL or installments products
Familiarity with emerging trends in Consumer and Business BNPL and installment payments including competitive landscape and third-party vendor capabilities
Experience evaluating Third Party capabilities and organizational fit
Experience with technical implementations involving one or more vendor partners
Experience with product innovation, customer acquisition strategies, and digital transformation in the payments space
Strong financial acumen and ability to drive profitability
Strong leadership and team management skills
Excellent strategic thinking and decision-making abilities
Effective communication and stakeholder management skills
Ability to work in a fast-paced, high-pressure environment
Strong understanding of credit risk, financial analysis, and regulatory compliance in the credit card industry
Demonstrated ability to quickly analyze situations and risks, determine paths of action, and execute flawlessly
Excellent skills with MS Word, Excel and PowerPoint
Candid and concise communication skills
Excellent executive-level presentation skills
Must be savvy and passionate about driving execution and results
Strong team player; prioritizes team accomplishments over individual priorities

Core Competencies

Demonstrates expertise in leading product strategy and execution for Installments card products, with a strong focus on financial acumen, regulatory compliance, and cross-functional team leadership. Proven ability to drive growth through innovative solutions, strategic planning, and effective stakeholder management.

Highest-signal resume keywords