Inside Sales Representative - Debt Consultant

Achieve; Tempe (AZ); Hybrid; USD 50,000 - 125,000; Full time

Benefits offered by this job

401(k) with employer match

Medical, dental, and vision insurance

Competitive vacation and sick time

Education assistance up to $5,250

Pet care discounts

Job summary

A financial services firm is seeking a Debt Consultant to manage high-value customer pipelines while providing guidance on debt resolution. The role involves empathy-driven consultative sales, requiring at least 3 years of inside sales experience, preferably in a financial context. Candidates should possess strong analytical and emotional intelligence for successful customer interactions. Hybrid work options are available in the Phoenix, AZ metro area, with total compensation ranging from $50,000 to $125,000+ annually plus commission.

Qualifications

• 3+ years of experience in inside sales, preferably in financial sales.
• Proven success in a commission-driven role with consistent goal attainment.
• Ability to navigate emotional and analytical conversations.

Responsibilities

• Manage a pipeline of high-debt customers from initial contact through enrollment.
• Lead consultative conversations to understand customers' financial situations.
• Explain debt resolution strategies and expected outcomes clearly.
• Drive decision-making and close opportunities effectively.

Skills

Inside sales experience

Consultative sales skills

Emotional intelligence

Analytical thinking

Education

High School diploma or equivalent

Job description

As a Debt Consultant on our Achieve Debt Resolution team, you’ll work with customers facing higher levels of unsecured debt and guide them through personalized solutions to regain financial control. These customers are often further along in their decision journey but require a skilled, consultative approach to fully understand their situation and confidently move forward.

In this role, you’ll manage a pipeline of high‑value opportunities and lead conversations that balance empathy, education, and financial clarity often closing within 1–2 interactions. This role is designed for experienced sales professionals who excel at building trust quickly, navigating complex financial conversations, and driving clear decisions.

We are proudly offering hybrid options in the Phoenix, AZ metro market. This role requires employees to have high‑speed internet/fiber broadband connection.

Start Date: May 11th, 2026

Shift(s): Tuesday–Saturday or Sunday–Thursday

Hours: 8‑hour shifts between 5:00 am and 8:00 pm (PDT)

Total Compensation: $50,000 to $125,000+ annually + bonus + benefits. This information represents the expected on‑target earnings for this role broken down into an hourly base pay plus uncapped commissions.

What you’ll do:

• Own and manage a pipeline of high‑debt, high‑intent customers from initial contact through enrollment
• Lead consultative conversations to understand each customer's full financial picture
• Clearly explain debt resolution strategies, program structure, and expected outcomes
• Balance empathy with direction, guiding customers through emotionally and financially complex decisions
• Drive efficient decision‑making and close opportunities, often within 1–2 calls
• Prioritize opportunities and execute targeted follow‑up to maximize conversion
• Meet and exceed daily, weekly, and monthly sales goals

Qualifications

• 3+ years of experience in inside sales, with a preference for consultative or financial sales environments
• Proven success in a commission‑driven role with consistent goal attainment
• Strong ability to navigate both emotional and analytical conversations
• Experience managing a pipeline and prioritizing opportunities effectively
• Confidence discussing financial situations, trade‑offs, and long‑term outcomes
• High School diploma or equivalent

What sets you apart

• You can quickly build trust with customers in high‑stress financial situations
• You're comfortable leading deeper, more complex conversations—not just transactional sales
• You know how to guide a customer to a decision, not just provide information
• You take ownership of your pipeline and results.

Additional Information

• Hybrid and remote work opportunities for certain roles
• 401(k) with employer match
• Medical, dental, and vision with HSA and FSA options
• Competitive vacation and sick time off, as well as dedicated volunteer days
• Access to wellness support through Employee Assistance Program, physical and mental health wellness programs.
• Up to $5,250 paid back to you on eligible education expenses
• Pet care discounts for your furry family members
• Financial support in times of hardship with our Achieve Care Fund
• A safe place to connect and a commitment to diversity and inclusion through our six employee resource groups