Inside Sales Representative - Debt Consultant

Achieve; Arizona; Hybrid; USD 75,000 - 100,000; Full time

Benefits offered by this job

401(k) match

Medical, dental, and vision

HSA and FSA options

Vacation and sick time

Volunteer days

Wellness programs

Education expense reimbursement

Pet care discounts

Diversity and inclusion initiatives

Hybrid/remote work opportunities

Job summary

Achieve is seeking a Debt Consultant to guide high-debt customers toward personalized resolution strategies and regain financial control. You’ll manage a pipeline, conduct consultative conversations, and explain program structures to help clients move forward with clarity.

This role offers remote and hybrid options in the Phoenix metro area and a strong compensation package with opportunities for top performers.

Qualifications

• 3+ years of experience in inside sales, with a preference for consultative of financial sales environments.
• Proven success in a commission-driven role with consistent goal attainment
• Strong ability to navigate both emotional and analytical conversations
• Experience managing a pipeline and prioritizing opportunities effectively
• Confidence discussing financial situations, trade-offs, and long term outcomes
• High School diploma or equivalent

Responsibilities

• Own and manage a pipeline of high-debt, high-intent customers from initial contact through enrollment
• Lead consultative conversations to understand each customer's full financial picture
• Clearly explain debt resolution strategies, program structure, and expected outcomes
• Balance empathy with direction, guiding customers through emotionally and financially complex decisions
• Drive efficient decision-making and close opportunities, often within 1-2 calls
• Prioritize opportunities and execute targeted follow-up to maximize conversion
• Meet and exceed daily, weekly, and monthly sales goals

Skills

Inside sales

Consultative selling

Debt resolution knowledge

Pipeline management

Communication

Education

High School diploma or equivalent

Job description

Achieve is a leading digital personal finance company. We help everyday people move from struggling to thriving by providing innovative, personalized financial solutions. By leveraging proprietary data and analytics, our solutions are tailored for each step of our member's financial journey to include personal loans, home equity loans, debt consolidation, financial tools and education. Every day, we get to help our members move their finances forward with care, compassion, and empathetic touch. We put people first and treat them like humans, not account numbers.

As a Debt Consultant on our Achieve Debt Resolution team, you’ll work with customers facing higher levels of unsecured debt and guide them through personalized solutions to regain financial control. These customers are often further along in their decision journey but require a skilled, consultative approach to fully understand their situation and confidently move forward.

In this role, you’ll manage a pipeline of high-value opportunities and lead conversations that balance empathy, education, and financial clarity often closing within 1–2 interactions. This role is designed for experienced sales professionals who excel at building trust quickly, navigating complex financial conversations, and driving clear decisions.

We are proudly offering remote and hybrid options in the Phoenix, AZ metro market. This role requires employees to have high speed internet/fiber broadband connection.

Start Date:September 8th, 2026

Shift(s): Tuesday-Saturday or Sunday-Thursday day shift hours

Hours: 8-hour shifts between the hours of 6:00am-8:00am start times (PDT)

Total Compensation: $75,000- $85,000 on average, and top performers earn $100,000 + annually + benefits. This information represents the expected on-target earnings for this role broken down into an hourly base pay plus uncapped commissions.

What you’ll do:

• Own and manage a pipeline of high-debt, high-intent customers from initial contact through enrollment
• Lead consultative conversations to understand each customer's full financial picture
• Clearly explain debt resolution strategies, program structure, and expected outcomes
• Balance empathy with direction, guiding customers through emotionally and financially complex decisions
• Drive efficient decision-making and close opportunities, often within 1-2 calls
• Prioritize opportunities and execute targeted follow-up to maximize conversion
• Meet and exceed daily, weekly, and monthly sales goals

What you’ll bring:

• 3+ years of experience in inside sales, with a preference for consultative of financial sales environments
• Proven success in a commission-driven role with consistent goal attainment
• Strong ability to navigate both emotional and analytical conversations
• Experience managing a pipeline and prioritizing opportunities effectively
• Confidence discussing financial situations, trade-offs, and long term outcomes
• High School diploma or equivalent

What sets you apart:

• You can quickly build trust with customers in high-stress financial situations
• You're comfortable leading deeper, more complex conversations- not just transactional sales
• You know how the guide a customer to a decision, not just provide information
• You take ownership of your pipeline and results.

Achieve well-being with:

• Achieve well-being with:
• Hybrid and remote work opportunities for certain roles
• 401 (k) with employer match
• Medical, dental, and vision with HSA and FSA options
• Competitive vacation and sick time off, as well as dedicated volunteer days
• Access to wellness support through Employee Assistance Program, physical and mental health wellness programs.
• Up to $5,250 paid back to you on eligible education expenses
• Pet care discounts for your furry family members
• Financial support in times of hardship with our Achieve Care Fund
• A safe place to connect and a commitment to diversity and inclusion through our six employee resource groups

Join Achieve, change the future.

At Achieve, we’re changing millions of lives.
From the single parent trying to catch up on bills to the entrepreneur needing a loan for the next phase of growth, you’ll get to be a part of their journey to a better financial future. We’re proud to have over 2,500 employees in mainly hybrid jobs with some remote opportunities available for certain roles across the United States with hubs in Arizona, California, and Texas. A career at Achieve is more than a job—it’s a place where you can make a true impact, have a sense of belonging, establish a fulfilling career, and put your well-being first.