Inside Broker

RT Specialty; Metairie (LA); On-site; USD 79,000 - 90,000; Full time

Job summary

RT Specialty, a division of Ryan Specialty, is seeking an Inside Broker to support a middle-market property book. You will partner with a Property Broker, evaluate risks, negotiate coverage, and deliver exceptional service across the policy lifecycle in a on-site New Orleans office with potential hybrid after training.

The ideal candidate has a Property & Casualty or Surplus Lines license, 3+ years wholesale experience, strong Excel skills, and the ability to work independently in a fast-paced

Qualifications

• Active Property & Casualty and/or Surplus Lines license.
• 3+ years of wholesale insurance brokerage experience in commercial property.
• Experience with retail agents, carriers, and property placements.
• Strong understanding of commercial property coverages and risk assessment.
• Advanced proficiency in Excel and Microsoft Office.

Responsibilities

• Partner with the Broker to manage and grow a middle-market property book of business.
• Collaborate with internal marketing teams to develop competitive placement strategies.
• Review submissions from retail brokers and identify exposures, coverage requirements.
• Market risks to carriers, secure quotations, and manage placement from submission to binding.
• Negotiate terms and pricing with carrier partners for optimal client outcomes.
• Build strong relationships with retail agents and carriers through ongoing communication.
• Process policy transactions accurately and maintain documentation in agency systems.

Skills

Written and verbal communication

Independent work ability

Organization and time management

Education

Bachelor's degree in Business, Risk Management, Insurance, or Finance

Tools

Microsoft Excel

Microsoft Office

Job description

RT Specialty, a division of Ryan Specialty, is a leading wholesale distributor of specialty insurance products and services. Our experienced brokers are specialized in property, casualty, professional lines, transportation and workers’ compensation, providing creative solutions to retail brokerage firms. We define ourselves through our superior execution on behalf of our clients, which has established us as a leader in the industry.

Position Summary

The Inside Broker partners closely with a Property Broker to support the placement, growth, and management of a middle‑market property book of business. Serving as a key liaison between retail agents, carrier partners, and internal teams, this role evaluates risks, markets accounts, negotiates coverage solutions, and helps deliver exceptional service throughout the policy lifecycle. The ideal candidate is a self‑sufficient wholesale insurance professional with strong property expertise, market relationships, and a desire to contribute to a growing, high‑performing team.

Location: This role will be an on site position out of our New Orleans, LA office with the ability to go down to hybrid post training based on performance.

What will your job entail?

Key Responsibilities

• Partner directly with the Broker to manage and grow a middle‑market property book of business.
• Collaborate with internal marketing teams to develop competitive placement strategies and deliver best‑in‑class service to retail agency partners.
• Review and evaluate submissions from retail brokers, identifying key exposures, coverage requirements, and placement opportunities.
• Analyze complex property risks, including accounts with higher TIVs and layered/shared placements.
• Market risks to insurance carriers, secure quotations, and manage the placement process from submission through binding.
• Negotiate coverage terms, pricing, and structure with carrier partners to obtain optimal outcomes for clients.
• Build and maintain strong relationships with retail agents and insurance carriers through consistent communication and responsiveness.
• Serve as a carrier‑facing resource, participating in meetings and maintaining visibility within the marketplace.
• Act as a true "tag-team" partner to the Broker by providing support across all aspects of the account lifecycle and stepping in where needed to ensure seamless service.
• Process policy transactions accurately and maintain complete account documentation in agency management systems.
• Utilize Microsoft Office tools, including advanced Excel functions, to analyze data, manage accounts, and improve operational efficiency.
• Stay current on market conditions, carrier appetites, industry trends, and product offerings.
• Participate in ongoing professional development, licensing, and educational opportunities.

Required Qualifications

• Active Property & Casualty and/or Surplus Lines license.
• 3+ years of wholesale insurance brokerage experience, preferably within commercial property.
• Experience working with retail agents, insurance carriers, and property insurance placements.
• Strong understanding of commercial property coverages and risk assessment.
• Advanced proficiency in Microsoft Excel and Microsoft Office applications.
• Strong written and verbal communication skills.
• Ability to work independently in a fast‑paced environment while managing multiple priorities.

Preferred Qualifications

• Bachelor's degree in Business, Risk Management, Insurance, Finance, or a related field.
• Experience with middle‑market property accounts, higher TIV risks, and layered placements.
• Demonstrated ability to build and maintain carrier relationships.

Ryan Specialty is an Equal Opportunity Employer. We are committed to building and sustaining a diverse workforce throughout the organization. Our vision is an inclusive and equitable workplace where all employees are valued for and evaluated on their performance and contributions. Differences in race, creed, color, religious beliefs, physical or mental capabilities, gender identity or expression, sexual orientation, and many other characteristics bring together varied perspectives and add value to the service we provide our clients, trading partners, and communities. This policy extends to all aspects of our employment practices, including but not limited to, recruiting, hiring, discipline, firing, promoting, transferring, compensation, benefits, training, leaves of absence, and other terms, conditions, and benefits of employment.

How We Support Our Teammates

• In addition to paid time off for company holidays, vacation, sick and personal days, Ryan offers paid parental leave, mental health services and more.

The target salary range for this position is $78,750.00 - $90,000.00 annually.

The wage range for this role considers many factors, such as training, transferable skills, work experience licensure and certification, business needs, and market demands. The pay range is subject to change and may be modified in the future. Full‑time roles are eligible for bonuses and benefits. For additional information on Ryan Specialty Total Rewards, visit our website https://benefits.ryansg.com/.

We provide individuals with disabilities reasonable accommodations to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment in accordance with applicable law. Please contact us to request an accommodation at [e-mail]

The above is intended to describe this job's general requirements. It is not to be construed as an exhaustive statement of duties, responsibilities, or physical requirements. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.