Inside Broker

Ryan Specialty, LLC; Town of Florida (NY); Hybrid; USD 80,000 - 100,000; Full time

Job summary

Ryan Specialty, LLC seeks an experienced Inside Broker for a remote, South Florida-based team focused on commercial casualty placements. You will evaluate submissions, market accounts, negotiate terms, and drive placements from submission to binding while delivering exceptional service to retail agents and carriers.

The role requires strong casualty knowledge, superior organization, and the ability to work independently in a remote environment.

Qualifications

• 5+ years of wholesale brokerage, underwriting, or commercial casualty insurance experience.
• Strong knowledge of casualty coverages including General Liability, Excess Liability/Umbrella, Products Liability, and other complex risks.
• Experience marketing accounts and negotiating directly with underwriters and carrier partners.
• Ability to independently analyze risks and make sound placement recommendations.
• Excellent verbal and written communication skills.
• Strong organizational skills with ability to manage multiple accounts and deadlines.
• Self-motivated and able to work effectively in a remote environment.
• State Property & Casualty License and/or Surplus Lines License.

Responsibilities

• Risk Evaluation & Market Placement: review and evaluate casualty submissions to identify exposures, coverage needs, and placement opportunities.
• Broker & Carrier Relationship Management: provide technical guidance and maintain strong relationships with underwriters and market partners.
• Account Management & Execution: manage opportunities from submission through quote, binding, and policy issuance; coordinate follow-ups to maintain momentum.
• Technical Expertise & Business Growth: maintain knowledge of casualty products, market trends, and carrier capabilities; mentor juniors and participate in continuing education.

Skills

Casualty insurance experience

Casualty coverages knowledge

Marketing accounts & negotiating with:

Independent risk analysis

Verbal & written communication

Organizational skills

Remote work capability

Licensing: P&C / Surplus Lines

Education

Bachelor's degree in Business, Risk Management, Insurance, Finance

Professional designations: CPCU, CIC, ARM, or CRIS

Job description

RT Specialty, a division of Ryan Specialty, is a leading wholesale distributor of specialty insurance products and services. Our experienced brokers are specialized in property, casualty, professional lines, transportation and workers’ compensation, providing creative solutions to retail brokerage firms. We define ourselves through our superior execution on behalf of our clients, which has established us as a leader in the industry.

Position Summary

We are seeking an experienced Inside Broker to join our remote South Florida‑based team and support the placement of commercial casualty business. This role is ideal for an insurance professional with strong casualty expertise who enjoys working closely with retail agents, underwriters, and internal brokers to deliver creative placement solutions and exceptional service. The successful candidate will serve as a technical casualty resource, evaluating submissions, identifying exposures, marketing accounts, negotiating terms, and driving placements from submission through binding. This individual should be highly organized, relationship‑oriented, and comfortable exercising independent judgment when evaluating risk and carrier fit. This is a fast‑paced role requiring strong coverage knowledge, attention to detail, responsiveness, and the ability to manage multiple priorities while delivering a high level of service to both retail partners and carrier markets.

What will your job entail?

Risk Evaluation & Market Placement Review and evaluate casualty submissions to identify key exposures, coverage needs, and placement opportunities. Analyze risks and develop effective marketing strategies to secure competitive coverage solutions. Determine appropriate carrier and wholesale market options based on risk characteristics, underwriting appetite, and client needs. Prepare and market submissions to carriers, ensuring complete and accurate information is presented. Negotiate pricing, terms, conditions, and coverage enhancements with carrier partners. Present and explain coverage options, exclusions, and recommendations to retail brokers and internal stakeholders.

Broker & Carrier Relationship Management

Serve as a trusted resource to retail agents, providing technical guidance and market insight throughout the placement process. Build and maintain strong relationships with carrier underwriters and key market partners. Act as a liaison between retail brokers and insurance markets to ensure timely communication and issue resolution. Collaborate closely with producers, brokers, and support staff to ensure a seamless client experience.

Account Management & Execution

Manage opportunities from submission through quote, binding, and policy issuance. Ensure all documentation, correspondence, and transaction details are accurately maintained within agency management systems. Coordinate follow‑up activities with carriers and brokers to maintain momentum and achieve service expectations. Assist with renewals, remarketing efforts, and account retention strategies.

Technical Expertise & Business Growth

Maintain strong knowledge of casualty products, market trends, underwriting appetite, and carrier capabilities. Identify opportunities to improve coverage placement, grow relationships, and expand existing business. Provide guidance and mentorship to junior team members when appropriate. Participate in continuing education, licensing, and professional development activities.

Qualifications Required

• 5+ years of wholesale brokerage, underwriting, or commercial casualty insurance experience.
• Strong knowledge of casualty coverages, including General Liability, Excess Liability/Umbrella, Products Liability, and other complex casualty risks.
• Experience marketing accounts and negotiating directly with underwriters and carrier partners.
• Ability to independently analyze risks and make sound placement recommendations.
• Excellent verbal and written communication skills.
• Strong organizational skills with the ability to manage multiple accounts and deadlines.
• Self‑motivated and able to work effectively in a remote environment.
• State Property & Casualty License and/or Surplus Lines License.

Preferred

Wholesale brokerage experience within E&S or specialty casualty markets. Experience handling middle‑market or complex casualty placements. Established carrier relationships within casualty markets. Bachelor's degree in Business, Risk Management, Insurance, Finance, or related field. Professional designations such as CPCU, CIC, ARM, or CRIS.

What Success Looks Like

Serves as a go‑to casualty expert for retail brokers and internal partners. Consistently delivers creative and competitive placement solutions. Builds strong carrier relationships that help drive favorable outcomes for clients. Manages accounts proactively and efficiently with minimal oversight. Maintains a high level of accuracy, responsiveness, and professionalism. Contributes to team growth through technical expertise, collaboration, and exceptional service.

Ryan Specialty is an Equal Opportunity Employer

We are committed to building and sustaining a diverse workforce throughout the organization. Our vision is an inclusive and equitable workplace where all employees are valued for and evaluated on their performance and contributions. Differences in race, creed, color, religious beliefs, physical or mental capabilities, gender identity or expression, sexual orientation, and many other characteristics bring together varied perspectives and add value to the service we provide our clients, trading partners, and communities. This policy extends to all aspects of our employment practices, including but not limited to, recruiting, hiring, discipline, firing, promoting, transferring, compensation, benefits, training, leaves of absence, and other terms, conditions, and benefits of employment.

How We Support Our Teammates

Ryan Specialty seeks to offer our employees a comprehensive and best‑in‑class benefits package that helps them — and their family members — achieve their physical, financial, and emotional well‑being goals. In addition to paid time off for company holidays, vacation, sick and personal days, Ryan offers paid parental leave, mental health services and more.

The target salary range for this position is $80,000.00 - $100,000.00 annually. The wage range for this role considers many factors, such as training, transferable skills, work experience, licensure and certification, business needs, and market demands. The pay range is subject to change and may be modified in the future. Full‑time roles are eligible for bonuses and benefits. For additional information on Ryan Specialty Total Rewards, visit our website https://benefits.ryansg.com/.

We provide individuals with disabilities reasonable accommodations to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment in accordance with applicable law. Please contact us to request an accommodation at [e-mail].

The above is intended to describe this job's general requirements. It is not to be construed as an exhaustive statement of duties, responsibilities, or physical requirements. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.

A multi‑time winner of Newsweek’s Most Loved Workplaces and Insurance Business’s Top Insurance Employers, Ryan Specialty is home to some of the brightest talent in the insurance industry.

Join our team and help provide innovative solutions for insurance brokers, agents and carriers.

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Benefits Curious about Ryan Specialty’s benefits? Explore our employee benefits here!

Ryan Specialty, LLC and its affiliates (“Ryan Specialty”) do not accept unsolicited resumes or candidate profiles submitted by any staffing agencies, placement services or professional recruiters (“Agencies”), including any submissions made through our website or to email accounts of Ryan Specialty employees. Agencies must be registered in Ryan Specialty’s agency portal and have a fully executed contract for service between the Agency and the HR department. Agency fee agreements will only be valid if provided in such fully executed contract between the Agency and the Agency. Any unsolicited resume or candidate profile received from an Agency without prior approval from Ryan Specialty’s HR department and in compliance with Ryan Specialty’s candidate submission process shall be considered unsolicited, gratuitous and property of Ryan Specialty for recruiting purposes and, as such, is not subject to payment of any Agency fees.