Industry Credit Risk Strategy Lead

U.S. Bank; San Francisco (CA); Hybrid; USD 127,000 - 149,000; Full time

Benefits offered by this job

Healthcare (medical, dental, vision)

Life insurance

Disability insurance

Parental leave

401(k)

Job summary

U.S. Bank is seeking an experienced Industry Credit Risk Management – Officer to lead strategic credit risk initiatives across portfolios including Asset Based Finance, Equipment Finance and Mortgage Warehouse Lending.

You will drive risk identification, policy development and concentration management while coordinating across business lines, governance, and regulatory expectations. This role emphasizes proactivity, collaboration and strong documentation.

Qualifications

• Bachelor’s degree or equivalent work experience.
• Typically more than 10 years of applicable experience.
• Understanding of credit risk concepts, governance programs, and data at U.S. Bank.

Responsibilities

• Partner with Risk Management and business units to identify and manage emerging portfolio risks.
• Develop requirements for data capture and analyses for projects.
• Develop and maintain reporting, risk limits and scenario analyses.
• Prepare management reports and presentations on risk initiatives.

Skills

Credit risk concepts

Regulatory trends

Data analysis

Project management

Communication skills

Stakeholder management

Risk governance

Education

Bachelor’s degree in Business, Finance, Economics, Statistics or similar

Bachelor's degree, or equivalent work experience

Tools

Microsoft Office

Job description

U.S. Bank is seeking an experienced Industry Credit Risk Management – Officer to lead strategic credit risk initiatives across portfolios including Asset Based Finance, Equipment Finance and Mortgage Warehouse Lending.

You will drive risk identification, policy development and concentration management while coordinating across business lines, governance, and regulatory expectations. This role emphasizes proactivity, collaboration and strong documentation.