Industry Credit Risk Lead: Portfolio Strategy & Analytics

U.S. Bank; Minneapolis (MN); On-site; USD 127,000 - 149,000; Full time

Benefits offered by this job

Healthcare (medical, dental, vision)

Life insurance (basic and optional)

Short-term and long-term disability

Retirement plan (401(k))

Paid vacation and holidays

Parental leave

Job summary

U.S. Bank is seeking an experienced Industry Credit Risk Management – Officer to lead portfolio management acrossAsset Based Finance, Equipment Finance, and Mortgage Warehouse Lending. You will identify emerging risks, develop risk-based recommendations, and coordinate governance with business lines and credit approval teams.

The role emphasizes governance, data-driven insights, and proactive risk management to support the bank's risk appetite and strategic objectives.

Qualifications

• Bachelor's degree or equivalent work experience.
• Experience in credit risk management, underwriting, or risk portfolio management.
• Understanding of laws, regulations and regulatory trends impacting financial services.

Responsibilities

• Identify and manage emerging risks within designated portfolios.
• Develop requirements for technology projects and data analyses.
• Produce reporting, risk limits, and scenario analyses for management.
• Prepare management reports and presentations on credit initiatives.
• Collaborate with risk management and business units to promote risk culture.

Skills

Credit risk management

Portfolio management

Data analysis

Scenario analysis

Presentation skills

Stakeholder management

Microsoft Office

Education

Bachelor's degree in Business/Finance/Economics

Tools

Microsoft Excel

PowerPoint

Job description

U.S. Bank is seeking an experienced Industry Credit Risk Management – Officer to lead portfolio management acrossAsset Based Finance, Equipment Finance, and Mortgage Warehouse Lending. You will identify emerging risks, develop risk-based recommendations, and coordinate governance with business lines and credit approval teams.

The role emphasizes governance, data-driven insights, and proactive risk management to support the bank's risk appetite and strategic objectives.