Indirect Lending Underwriter – Hybrid/Remote

FourLeaf Federal Credit Union; Bethpage (NY); Hybrid; USD 44,000 - 53,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

401(k) with employer match

Wellness programs

Job summary

FourLeaf Federal Credit Union is seeking a Consumer Lending Indirect Underwriter in Bethpage, NY, to evaluate loan applications through indirect channels, analyze credit data, and ensure compliance with policy. The role supports underwriting teams and interacts with dealers to maintain loan accuracy and timely decisions.

Qualifications include 2+ years in underwriting or consumer lending, strong knowledge of credit risk and lending regulations, and proficiency with Excel.

Qualifications

• Minimum of 2 years in Consumer Underwriting, Consumer Lending, or a related field.
• Strong understanding of underwriting guidelines, credit risk assessment, and lending regulations.
• Strong organizational skills to manage a high volume of loan applications.
• Experience collaborating with dealers is preferable.

Responsibilities

• Analyze Loan Applications: Evaluate credit reports, application information, and financial documents to determine applicants’ ability to repay, ensuring all loan decisions comply with company policies and guidelines.
• Collaborate with Teams: Work closely with the underwriting team, sales teams, and senior management to ensure a smooth and efficient loan process.
• Loan Recommendations: Provide recommendations for loan approval or denial to the Loan Review Committee or Underwriting Manager when applicable.
• Dealer Relationships: Maintain and handle dealer relationships, ensuring effective communication and loan accuracy.
• Fraud Detection: Identify potential fraud or misrepresentation in loan applications.
• Communication: Communicate effectively with dealers or other third-party vendors to clarify underwriting requirements and ensure loan accuracy.
• Decision Making: Make loan decisions, answer phones, and respond to queries within established dealer service levels.

Skills

Underwriting

Credit risk assessment

Data analysis

Excel

Education

High School Diploma or GED

Tools

ARC LOS navigation

DNA

Job description

FourLeaf Federal Credit Union is seeking a Consumer Lending Indirect Underwriter in Bethpage, NY, to evaluate loan applications through indirect channels, analyze credit data, and ensure compliance with policy. The role supports underwriting teams and interacts with dealers to maintain loan accuracy and timely decisions.

Qualifications include 2+ years in underwriting or consumer lending, strong knowledge of credit risk and lending regulations, and proficiency with Excel.