Indirect Lending Associate: Growth & Dealer Relations

Community Bank, N.A.; City of Olean (NY); On-site; USD 30,000 - 42,000; Full time

Job summary

Community Financial System, Inc. (CFSI) through Community Bank, N.A. seeks an Indirect Lending Specialist to support credit decisions and dealer relationships.

You will perform credit analyses, communicate decisions, assist business development, and ensure compliance while delivering high-level customer service and cross-selling opportunities. Responsibilities include analyzing credit applications, communicating approvals or declines, developing dealer programs, and maintaining strong

Qualifications

• Minimum of Associates Degree required.
• B.S. or B.A. in a related field preferred.
• History of specialized training in sales and/or marketing.
• Valid driver's license.
• All applicants must be 18 years of age or older.

Responsibilities

• Will perform credit analysis/investigations as outlined in company policy and procedures.
• Based on lending authority will communicate credit decisions to dealers.
• Build and strengthen dealership relations and develop new programs for dealerships.
• May join business development team to make in-person sales calls.
• Provide a high level of customer service including quoting loan payoffs, contract figures and dealer reserve information.
• Obtain missing information on credit applications in processing status.
• Handle dealership/customer issues and complaints.
• Investigate and support the business development team to resolve dealer inadequacies to protect assets.
• Cross-sell other loan and deposit products/services and pursue sales culture.
• Perform other duties as assigned and maintain compliance with laws and internal controls.
• Meet training requirements in a timely manner.

Skills

Strong sales, interpersonal and

Communication skills

Education

Associates Degree

B.S./B.A. preferred

Sales/marketing training

Valid driver's license

18+ years old

Job description

Community Financial System, Inc. (CFSI) through Community Bank, N.A. seeks an Indirect Lending Specialist to support credit decisions and dealer relationships.

You will perform credit analyses, communicate decisions, assist business development, and ensure compliance while delivering high-level customer service and cross-selling opportunities. Responsibilities include analyzing credit applications, communicating approvals or declines, developing dealer programs, and maintaining strong