Independent NZ Mortgage Credit Analyst

D2B; United States; Remote; USD 51,000 - 68,000; Part time

Job summary

D2B is seeking a Credit Analyst with practical NZ residential mortgage experience to support assessment, lender research, and submission workflows. You will analyze client financials, model serviceability, and prepare thorough credit notes for advisers.

This independent contractor role requires accuracy, strong English communication, and the ability to work within NZ business hours. Collaboration with the Mortgage Advisers and Company Director is essential for compliant lending outcomes.

Qualifications

• Analytical mindset with attention to numerical detail.
• Experience evaluating NZ residential lending and lender policies.
• Ability to interpret borrower documentation and justify decisions.

Responsibilities

• Review client applications and supporting documents (payslips, statements, tax returns).
• Analyze income, expenses, and assets across borrower types.
• Complete serviceability models and scenario analyses.
• Draft summaries and credit notes for adviser review.
• Submit applications via lender platforms and track conditions.

Skills

Analytical

Attention to detail

Strong English

NZ mortgage knowledge

Serviceability calculators

Lender research

Education

Finance qualification

Tools

MYCRM

NZFSG

Job description

D2B is seeking a Credit Analyst with practical NZ residential mortgage experience to support assessment, lender research, and submission workflows. You will analyze client financials, model serviceability, and prepare thorough credit notes for advisers.

This independent contractor role requires accuracy, strong English communication, and the ability to work within NZ business hours. Collaboration with the Mortgage Advisers and Company Director is essential for compliant lending outcomes.