Hybrid Senior ACH Payments Transformation Architect

Collabera; Charlotte (NC); Hybrid; USD 110,000 - 135,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

401(k) retirement plan

Life insurance

Disability insurance

Paid parking/public transportation

Paid time off

Paid sick time

Paid vacation time

Parental leave

Job summary

Collabera is seeking a Senior ACH Payments Transformation Solutions Architect/Consultant to lead a major ACH modernization initiative within a financial institution. You will be a senior SME across ACH payments, banking operations, solution architecture, and technology, guiding the current-to-future state and operating models.

Ideal candidates have 10+ years of experience and a proven track record delivering ACH transformations, with deep ODFI/RDFI knowledge and strong communication with

Qualifications

• 10+ years of experience across banking technology, ACH/payments, or related disciplines.
• Deep ACH payments expertise beyond basic processing.
• Proven experience supporting a major ACH transformation within a bank or financial institution.
• Strong understanding of ODFI and RDFI responsibilities and processes.
• Ability to explain end-to-end ACH transaction lifecycle and data flows.

Responsibilities

• Serve as a senior ACH Payments SME and transformation advisor across a modernization initiative.
• Assess current ACH operating models, processes, systems, and integrations.
• Define and support future-state ACH architecture and operating models.
• Translate ACH requirements into technical architecture and executable designs.
• Develop diagrams and technical documentation and partner with stakeholders to evaluate solutions.

Skills

ACH payments

Solution architecture

Banking operations

ODFI/RDFI

Enterprise integration

Java

AWS/cloud

APIs

Stakeholder communication

Tools

Java

AWS

APIs

Job description

Collabera is seeking a Senior ACH Payments Transformation Solutions Architect/Consultant to lead a major ACH modernization initiative within a financial institution. You will be a senior SME across ACH payments, banking operations, solution architecture, and technology, guiding the current-to-future state and operating models.

Ideal candidates have 10+ years of experience and a proven track record delivering ACH transformations, with deep ODFI/RDFI knowledge and strong communication with