Hybrid/Remote Florida Mortgage Credit Underwriter

Amerant Bank; Coral Gables (FL); Hybride; USD 75 000 - 110 000; Plein temps

Résumé du poste

Amerant Bank in Florida seeks an experienced Mortgage Credit Officer to oversee evaluation, approval, and monitoring of mortgage credit applications, ensuring compliance and risk controls.

You will collaborate with risk management and compliance teams, analyze credit data and financial statements, and maintain thorough documentation to support sound lending decisions and regulatory adherence. Hybrid/remote options available with Florida-based presence.

Qualifications

• Bachelor’s degree in Finance, Business Administration, Economics, or a related field.
• Minimum of 3 years of experience in mortgage credit administration, underwriting, or a related financial services role.
• Strong knowledge of mortgage lending regulations and compliance requirements in the United States.
• Proficiency in credit analysis and financial statement review.
• Excellent organizational skills with attention to detail and accuracy.

Responsabilités

• Review and assess mortgage credit applications for completeness, accuracy, and compliance with regulatory and internal guidelines.
• Coordinate with underwriting and risk management teams to evaluate creditworthiness and identify potential risks associated with mortgage lending.
• Maintain and update mortgage credit files, ensuring all documentation is properly filed and accessible for audits and regulatory reviews.
• Monitor ongoing mortgage credit portfolios to detect early signs of credit deterioration and recommend appropriate actions.
• Prepare detailed reports on mortgage credit activities, trends, and compliance status for senior management and regulatory bodies.
• Assist in the development and implementation of credit policies and procedures to enhance operational efficiency and risk mitigation.
• Provide training and guidance to junior staff on mortgage credit administration best practices and regulatory requirements.

Connaissances

Credit analysis

Financial statement review

Regulatory compliance

Mortgage lending regulations

Document management

Formation

Bachelor's degree in Finance/Business/Economics

Outils

Mortgage origination systems

Credit risk software

Excel

Description du poste

Amerant Bank in Florida seeks an experienced Mortgage Credit Officer to oversee evaluation, approval, and monitoring of mortgage credit applications, ensuring compliance and risk controls.

You will collaborate with risk management and compliance teams, analyze credit data and financial statements, and maintain thorough documentation to support sound lending decisions and regulatory adherence. Hybrid/remote options available with Florida-based presence.