Hybrid/Remote Commercial Title Officer & Underwriter

First American; Houston (TX); Hybrid; USD 43,000 - 57,000; Full time

Job summary

First American in Houston, TX is seeking a Commercial Title Officer / Commercial Underwriter to join our national commercial services team. The role involves underwriting broad commercial real estate transactions, analyzing title risk, and guiding deals from contract to close in a hybrid/remote US setting.

You will review records, issue underwriting guidance, price commitments, and collaborate with attorneys, lenders, and clients across jurisdictions.

Qualifications

• 5+ years of commercial title and/or underwriting experience.
• Strong understanding of commercial real estate law, title insurance, and settlement practices.
• Experience underwriting commercial deals and high-liability transactions preferred.
• Strong analytical and problem-solving skills with the ability to assess risk.
• Excellent verbal and written communication skills with the ability to build strong internal and external relationships.
• Strong negotiation skills and ability to communicate difficult or complex information with professionalism and tact.
• Attention to detail with a passion for researching and analyzing transaction history and title records.
• Ability to collaborate effectively while acting decisively in a fast-paced environment.
• Proficiency with Microsoft Office Suite.

Responsibilities

• Perform and review complete title searches for commercial transactions ranging from single-site properties to complex national portfolios and multi-state transactions.
• Analyze records including liens, judgments, easements, surveys, legal descriptions, and vesting documents to determine ownership, identify risks, and verify title conditions.
• Provide underwriting support, counsel, and authorization related to the issuance of commercial title insurance commitments, endorsements, guarantees, and policies.
• Utilize underwriting standards and delegated authority guidelines to evaluate and underwrite title risk.
• Properly price commitments, endorsements, policies, and guarantees using appropriate schedules of fees and charges.
• Review and approve transaction documentation including deeds, operating agreements, corporate resolutions, entity documents, and settlement-related materials.
• Select appropriate commitment and policy language for standard and extended coverage transactions.
• Provide guidance and support to internal teams regarding underwriting decisions, settlement services, and title resolution strategies.
• Collaborate with attorneys, customers, lenders, and internal partners to resolve complex title matters and facilitate successful closings.
• Issue underwriting standards and guidelines in accordance with established company processes.
• Support national commercial transactions and coordinate across multiple jurisdictions and stakeholders.

Skills

Commercial underwriting

Risk analysis

Real estate law

Title insurance

Negotiation

Communication

Attention to detail

Organizational skills

Tools

Microsoft Office Suite

Job description

First American in Houston, TX is seeking a Commercial Title Officer / Commercial Underwriter to join our national commercial services team. The role involves underwriting broad commercial real estate transactions, analyzing title risk, and guiding deals from contract to close in a hybrid/remote US setting.

You will review records, issue underwriting guidance, price commitments, and collaborate with attorneys, lenders, and clients across jurisdictions.