Hybrid Personal Lines Underwriter

Penn National Insurance; Harrisburg (Dauphin County); Híbrido; USD 60.000 - 83.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Remote work options

Tuition reimbursement

Descripción de la vacante

Penn National Insurance is seeking a Personal Lines Underwriter in Harrisburg, PA for a hybrid role. You will assess risk, approve/decline submissions, and guide agents on policy coverages and underwriting standards.

You'll document decisions, monitor agency performance, and support training while coordinating with Underwriting Managers to optimize profitability and risk controls across the book of business.

Formación

• 4-year degree preferred.
• Continuing education in specialized insurance courses such as IIA & AU preferred.
• 1 year experience in a property/casualty underwriting position such as a Personal Lines Assistant Underwriter.

Responsabilidades

• Communicate underwriting decisions, techniques, and interpretation of policy forms and coverages with agents.
• Document the underwriting file for all referred risks, including the actions taken, reasons for exception made, and any follow-up diary needed.
• Communicate to the Underwriting Manager and Territory Manager any underwriting quality or integrity concerns with individual agents.
• Provide input to the Branch Management team about individual agency underwriting performance.
• Provide underwriting and marketing philosophy or practices to agents and assist with training issues within agency.
• Maintains documentation on risk exceptions and large losses based on certain agency-specific or policy specific information.
• Identify product risks and recommend solutions to mitigate those risks.
• Exercise underwriting flexibility within the scope of authority in making appropriate exceptions, as warranted, based on agency relationships, results and Company strategies.
• Leverage exceptions to achieve additional business opportunities from agencies.
• Apply underwriting and risk selection techniques to determine the acceptability of new and renewal insurance risk referrals.
• Conduct re-underwriting programs for selected agencies to improve the profitability of their books of business.
• Complete Claim referrals.
• Communicate underwriting and marketing philosophy or practices, to agents and assist with training issues within agency, making periodic physical visits.
• Conduct special re-underwriting programs in conjunction with Branch and/or Home Office Management team[s] for selected agencies to improve the profitability of their books of business.
• Provide support for prospective book transfers, including the gathering of policy, product, and underwriting information about a book transfer opportunity.
• Ensure the proper risk placement and/or classification for referrals, to obtain adequate premium for the exposure.
• Visits agents as necessary independently or jointly with other PNAT staff members.

Conocimientos

Business Acumen

Negotiation

Results Oriented

Time & Priority Management

Decision Making

Educación

4-year degree preferred

Continuing education in specialized insurance courses such as IIA & AU preferred

Herramientas

Microsoft Office

Descripción del empleo

Penn National Insurance is seeking a Personal Lines Underwriter in Harrisburg, PA for a hybrid role. You will assess risk, approve/decline submissions, and guide agents on policy coverages and underwriting standards.

You'll document decisions, monitor agency performance, and support training while coordinating with Underwriting Managers to optimize profitability and risk controls across the book of business.