Hybrid Life Insurance Sales Consultant

Cincinnati Insurance Company; Fairfield (OH); Hybrid; USD 50,000 - 60,000; Full time

Benefits offered by this job

Hybrid work schedule

Stock incentives

Annual bonus potential

Job summary

The Cincinnati Insurance Companies in Fairfield, OH is seeking a Life Sales Specialist to support agency partners and applicants through the life insurance sales and underwriting process. You will guide clients through the application, answer coverage questions, and deliver a seamless customer experience with warm leads from our agency network.

This role follows a hybrid schedule, typically onsite Monday through Thursday and remote on Fridays.

Qualifications

• Customer service, hospitality, retail, or related relationship-focused experience.
• Sales or consultative selling experience preferred.
• Life insurance or insurance industry experience preferred.
• Active Life & Health license preferred; must obtain within 90 days of hire.
• Education: high school diploma required; associate or bachelor’s preferred.

Responsibilities

• Conduct consultative sales conversations with prospective insureds to assess needs and recommend life insurance solutions.
• Contact warm leads promptly and manage opportunities through the application and underwriting process.
• Complete and submit life insurance applications while obtaining required signatures and documentation.
• Explain coverage options, policy features, underwriting requirements, and rates clearly.
• Deliver high level of customer service while building trust with clients and agents.
• Handle difficult conversations, including underwriting decisions, ratings, and declines.
• Identify opportunities to increase policy value through appropriate coverage recommendations.

Skills

Customer service

Relationship building

Consultative selling

Verbal communication

Presentation skills

Independence

Education

High school diploma

Associate or bachelor’s preferred

Job description

The Cincinnati Insurance Companies in Fairfield, OH is seeking a Life Sales Specialist to support agency partners and applicants through the life insurance sales and underwriting process. You will guide clients through the application, answer coverage questions, and deliver a seamless customer experience with warm leads from our agency network.

This role follows a hybrid schedule, typically onsite Monday through Thursday and remote on Fridays.