Hybrid Finance Director, Reinsurance & MGA Programs

Madison-Davis; New York (NY); Hybrid; USD 190,000 - 260,000; Full time

Job summary

Accredited is seeking a Finance Director to oversee financial strategy for the MGA program and reinsurance portfolio. You will lead cross-functional review of program economics, forecast accuracy, collateral sufficiency, and risk, while guiding executive-level decisions and governance.

Responsibilities include onboarding new programs, due diligence on profitability and cash flow, and developing executive dashboards and reporting.

Qualifications

• 10+ years of progressive experience in insurance finance, reinsurance, FP&A, treasury, collateral management, program business, or financial analysis.
• Experience supporting MGA or delegated authority business strongly preferred.
• Demonstrated ability to present financial recommendations to executive leadership and committees.
• Strong analytical and financial modeling skills with the ability to translate complex data into executive-ready insights.
• Experience with budgeting, forecasting, profitability analysis, and governance.

Responsibilities

• Lead the Finance workstream supporting evaluation and onboarding of new and renewed MGA/program business opportunities.
• Review program economics, including projections for premium, commissions, fees, taxes, reinsurance structures, expenses and collateral requirements.
• Perform financial due diligence assessing profitability, capital utilization, liquidity, cash flow, collateral exposure and downside scenarios.
• Partner with underwriting, reinsurance, treasury, accounting, program management, legal, risk, FP&A, and claims to ensure readiness prior to program launch.
• Oversee collateral governance including letters of credit, trust accounts, funds withheld, recoverables, and sufficiency.
• Monitor reinsurer financial strength, counterparty credit risk, recoverability and collateral adequacy.
• Prepare Schedule F, quarterly reinsurance reporting, collateral reporting, cash flow forecasts, and executive presentations.
• Develop executive reporting, dashboards, profitability analysis, and governance materials for leadership and committees.
• Evaluate performance, forecast accuracy, profitability, and emerging trends; drive improvements and corrective actions.
• Maintain governance frameworks, documentation standards, financial controls, and review processes.
• Supervise and develop the Senior Reinsurance Accountant responsible for quarterly reporting and forecasting.
• Provide strategic financial guidance and independent recommendations to senior leadership on program readiness and risk.
• Drive continuous improvement of reporting, collateral monitoring, forecasting, and governance practices.

Skills

Insurance finance

Reinsurance

MGA programs

Collateral management

Financial reporting

Budgeting

Forecasting

Financial modeling

Executive summaries

Governance

Remote leadership

Job description

Accredited is seeking a Finance Director to oversee financial strategy for the MGA program and reinsurance portfolio. You will lead cross-functional review of program economics, forecast accuracy, collateral sufficiency, and risk, while guiding executive-level decisions and governance.

Responsibilities include onboarding new programs, due diligence on profitability and cash flow, and developing executive dashboards and reporting.