Hybrid Equipment Lending Credit Analyst

Canon Virginia, Inc; Farnerville (NJ); Hybrid; USD 62,000 - 82,000; Full time

Benefits offered by this job

Medical Insurance

Dental Insurance

Vision Insurance

401(k) Plan

Profit Sharing

Educational Assistance

Job summary

Canon Financial Services, Inc. in Burlington, NJ seeks a Credit Analyst for Equipment Lending to assess credit requests, use automated scoring, and collaborate with Risk, IT, and Sales teams.

The role blends in-office Wednesdays/Thursdays with remote work the rest of the week under a hybrid schedule. The candidate should have a bachelor's degree (or equivalent) with 3–5 years in lease/loan risk, equipment financing, and strong analytical capabilities.

Qualifications

• Bachelor's degree or equivalent experience required, plus 3–5 years of related experience.
• Decisioning lease/loan requests experience is required.
• Equipment financing experience is required.
• Strong working knowledge of automated credit scoring and financial modeling.
• Ability to negotiate and close structured approvals for challenging credits.

Responsibilities

• Review and analyze credit scoring metrics and risk ratings to provide timely decisions.
• Support decisions with external data from credit agencies and web resources.
• Spread and analyze financial statements and metrics for credit reviews.
• Review transactions within authority and recommend actions on higher-risk deals.
• Maintain system comments and communicate with sales, documentation and collections teams.

Skills

Credit analytics

Credit scoring

Financial modeling

Negotiation

Communication

Risk assessment

Google Docs/Sheets/Slides

Education

Bachelor's degree or equivalent experience

3–5 years of related experience

Tools

D&B

Experian

Moody’s / S&P / Fitch

NAIC/ SEC / FDIC filings

Job description

Canon Financial Services, Inc. in Burlington, NJ seeks a Credit Analyst for Equipment Lending to assess credit requests, use automated scoring, and collaborate with Risk, IT, and Sales teams.

The role blends in-office Wednesdays/Thursdays with remote work the rest of the week under a hybrid schedule. The candidate should have a bachelor's degree (or equivalent) with 3–5 years in lease/loan risk, equipment financing, and strong analytical capabilities.