Hybrid Credit Resolution Specialist

MidAtlantic Farm Credit Inc.; Winchester (VA); Hybrid; USD 62,300 - 90,000; Full time

Benefits offered by this job

Medical insurance

401(k) with employer matching

Paid time off

Tuition reimbursement

Student loan reimbursement

Leadership development

Paid maternity and bonding leave

Paid short-term disability

Volunteer time

Job summary

Horizon Farm Credit in Winchester, VA is seeking a Credit Resolution Officer to support loan restructuring, borrower counseling, and viable recovery strategies. You will collaborate with Ag Relationship Managers, Credit Analysts, and management across regions, with a hybrid work schedule and regular hours.

The role emphasizes credit analysis, negotiation, and structured loan terms to reduce non-earning assets.

Qualifications

• Bachelor's degree required in Business Administration, Agriculture Economics, Finance, or related field.
• Generally, at least 8 years of lending/credit analysis experience.
• Ability to perform a greater level of activities, and independently handle complex credits.
• Proficient in accessing loan applications and making informed credit decisions.
• Highly skilled in selling, negotiating, and identifying customer needs.
• Excellent negotiation skills and the ability to probe for customer needs.
• Ability to analyze and develop solutions to complex problems.
• Excellent interpersonal, communication, and organizational skills.

Responsibilities

• Will act as a key influencer with Customers and Ag Relationship Managers and work with Credit Analysts and Management in assigned regions to address customer situations in or approaching the need to refer to the Special Assets team.
• Establishing and maintaining sound credit and loan administration/pricing, along with credit quality goals.
• Establishing appropriate loan terms and conditions to manage the loan risks for a variety of loans.
• Serve as a specialized resource focused on the retention and improvement of distressed and/or assigned accounts not assigned to the Special Assets team.
• Monitors assigned accounts.
• Partners with the Special Assets Team Lead and aligns with key credit strategies with Regional Sales Team.
• Analyzes credit/operation of assigned customers.
• Provide Ag Relationship Managers support through coaching, coordinating, and delivering both individual and group training as needed and as directed by Leadership.
• Provide key insights, counsel, and direction on assigned to relevant accounts, and supporting communications as needed, to best position the Ag Relationship Managers as the primary contact with the customer.

Education

Bachelor's degree in Business Administration, Agriculture Economics, Finance, or related field

Job description

Horizon Farm Credit in Winchester, VA is seeking a Credit Resolution Officer to support loan restructuring, borrower counseling, and viable recovery strategies. You will collaborate with Ag Relationship Managers, Credit Analysts, and management across regions, with a hybrid work schedule and regular hours.

The role emphasizes credit analysis, negotiation, and structured loan terms to reduce non-earning assets.